Looking back on the epidemic in the past three years, many people are not happy, so many people are looking forward to 2023 after the opening of epidemic control and control, and the "good days" will come as scheduled. However, what everyone didn't expect was that although people no longer have to worry about being infected with the new crown, the "sequelae" brought by the epidemic is far from dissipating, all walks of life have not recovered quickly, and it is becoming more and more difficult for ordinary people to make money.The main reason for this is that the current world economy continues to decline, which has led to higher commodity prices and deepening inflation. In short, the prices of various commodities have risen, the most obvious is petroleum diesel, edible oil, meat, daily necessities, etc., and people need to spend higher costs to maintain basic life to cope with the rise in prices of various necessities.
At the same time, we also found that in recent years, there are fewer and fewer employment opportunities in the market, and most of the industry wages have not been ** for many years, and some people have not even been able to keep their jobs, and their income cannot be guaranteed.
In this regard, some experts pointed out that since the global economic downturn is likely to continue until 2024, it is necessary for the people to be prepared for "asset depreciation" from this year.
As we all know, in the past year or so, in order to stimulate the people to buy houses, domestic loan interest rates have continued to fall. At the same time, in order to encourage everyone to spend, bank deposit rates have also been decreasing. In this context, ordinary people keep their money in the bank, and they can no longer beat inflation.
Because with the ** of prices, the purchasing power of money will be lower and lower. It's like in the past, you could buy a lot of things for 100 yuan, but now when you go to the supermarket, you will find that 100 yuan to buy two or three catties of meat is gone, which shows that money in the bank is very lossy, and people with deposits had better use the money for other purposes, rather than stupidly depositing it in the bank.
Recently, banks have frequently lowered loan interest rates in order to attract investors who are just in need and some investors who are optimistic about the future development of the property market. However, one investment logic that everyone should be clear is that once most ordinary people know that investing in a house can "make money", in fact, it means that this investment channel is no longer viable.
For the group of people who just need it, buying a house now is tantamount to taking over at a high level, because there is still a lot of room for house prices to fall in the future. In this case, friends who are not in a hurry can wait a little longer.
As we mentioned above, the investment market will become depressed due to the global economic downturn. Because it is a reflection of the economy, the ups and downs are a reflection of the performance of a listed company. Nowadays, even major Internet companies are trying to find ways to lay off employees and reduce expenses, especially real estate companies that were once popular.
In this case, it is not easy to buy ** or ** profit, but there is a high probability that the principal will be lost, so it is recommended that you must be cautious.
The so-called "big rivers have water, small rivers are full, big rivers have no water, and small rivers are dry". Before starting a business, ordinary people should be optimistic about the time and geographical conditions, that is, to observe whether the market economy is prosperous, because only when the economy is good, the people will have excess funds to consume, and business people do not have to fall into vicious competition in order to grab customers, and business will be smooth.
But today's situation is that the economic situation is not ideal, all walks of life are in a downturn, at this time to devote yourself to an industry that you don't understand, the capital will most likely sink into the sea, whether the principal can be returned is a problem, let alone how to make a profit.
To sum up, in the context of the global economic downturn, ordinary people should not do these four stupid things, which are 1, don't be stupid enough to deposit money in the bank;2. Don't be in a hurry to buy a house;3. Don't invest **and**;4. Don't start a business blindly. I don't know what everyone thinks about this?