——【Preface】—
In the current social context, people's perception of money is also quietly changing as the economic situation changes and personal experiences change.
It used to be that"Money can make ghosts grind"The values are no longer applicable to modern people's understanding and use of wealth. More and more people tend to take a more rational approach to the use of money, and advocate a frugal lifestyle.
However, while emphasizing savings, are we ignoring other important issues?What are the psychological effects of a chronic lack of money?Does it make us overly cautious or anxious?
——[Do not pay attention to self-investment·]—
In our daily lives, we often encounter people who are struggling with difficult situations, but they are not taking positive steps to improve their lives. They are excessively frugal and unwilling to even invest in their own future.
However, such an approach will not help them get out of their predicament, but may make their future journey more difficult. Many people are overly frugal in their lives because they have a wrong perception of how to use resources.
They are always worried that their wealth will be wasted and neglect how to increase their wealth by investing and upgrading themselves. They believe that by saving, they can cope with various challenges in life.
However, this short-sighted behavior often leads to a more difficult path ahead. Investing isn't just about buying**, real estate, or starting a business.
The most important investment is in yourself, including improving your knowledge, skills and health. By investing in ourselves, we can increase our value and thus get a better job and life.
As a wise man said, "Everything you do now will determine your destiny in the future." Investing doesn't mean you have to invest a lot of money.
You can improve your knowledge and skills by reading books, attending seminars, earning professional certificates, and more. Even if it takes time and effort for you to invest in it, you will be rewarded for it.
On the other hand, if you are stingy with your investment in yourself, then you may miss out on many important opportunities. For example, in the workplace, if a person is not willing to accept further learning Xi and development, then he may miss out on promotions.
Similarly, if a person is not willing to explore new experiences and opportunities, then he cannot be a well-rounded person. A recent study showed that investing in personal development can help employees do their tasks better and be more productive.
In fact, a study conducted by the Harvard Business Review found that people who spend 5% of their working time on self-improvement are more likely than others to get promotions.
Therefore, if you want to improve your standard of living, then you need to step out of your comfort zone, be brave to try new things, and be willing to invest in yourself. It is only when you overcome your own fears and laziness that you may begin to move on to the path to success.
Overall, it is important to avoid over-saving and actively invest yourself. This will not only help you improve your current situation, but it will also give you more opportunities to pursue your dreams.
——[Save money for human exchanges]—
In modern society, it is widely believed that "interpersonal communication" is an intangible investment that can bring various benefits and conveniences. However, in reality, some people choose to "save money" and are not willing to spend time and energy on interpersonal activities.
Many people prefer to use online platforms for transactions rather than face-to-face communication, so they avoid investing more time and money. However, this modality may have some negative effects.
First of all, the importance of interpersonal relationships cannot be overlooked. By building good connections, we can gain access to more information, experiences and opportunities, and even help us get help and support in times of need.
In contrast, struggling alone tends to be more stressful and challenging. When we encounter financial or legal problems, it is often much better to get help and advice from friends or professionals through our network than to face the risks and consequences alone.
Second, a long-term lack of human experience can lead to a loss of advantage at critical moments. For example, when a candidate faces an interviewer or a competitor in the workplace, their performance will be influenced by their personal qualities and social experience.
Candidates with strong relationships are often more likely to be recognized by employers and develop faster and better within the company. For example, testimonials and word-of-mouth are largely dependent on whether a person is proactive in connecting with others.
In addition, when we are in a social environment, we should also be aware that interpersonal communication is one of the foundations of social survival. Whether it's in the workplace, in a home setting, or in a public place, we must work collaboratively and interact with others to achieve common goals.
If we are too economical in networking, it is likely to affect our reputation and how others perceive us. While we should be budget-conscious, we shouldn't be too stingy when it comes to maintaining relationships.
Investing in relationships can help you feel more valuable and promote personal development. At the same time, we should also grasp the right way to deal with the world, so as not to fall into a situation of isolation and helplessness.
——[Caught in a strange circle of moods]—
There will inevitably be low periods in life, and the experience of long-term lack of money makes people fall into negative emotions. So, what can we do to break this cycle?
First, adjust your mindset. Many people think that only rich people have the possibility of being happy, which is a mistake. In fact, money does not bring lasting happiness.
What really makes us happy is our inner world, how we see ourselves and the world around us. If you're in a bad mood all the time, try to find something you enjoy doing.
Second, learn to manage your emotions. When we encounter difficulties, it is easy to generate negative emotions such as anger, disappointment, etc. If you are immersed in such emotions for a long time, a vicious circle will form.
Therefore, we need to learn to deal with setbacks and failures head-on, and adjust our emotions in time. When faced with problems, we also need to seek outside help, and it is a good choice to ask for help from friends or professionals.
In addition, setting realistic and achievable goals is also an effective way to help you get out of the mood loop. Setting goals allows us to focus our attention on a specific thing, which reduces the time spent on cranky thoughts.
At the same time, when you achieve a small goal, it will also give you a sense of accomplishment and inspire the confidence to keep going. Remember, your goals should be specific, measurable, and achievable within a certain amount of time.
In addition, it is equally important to maintain good Xi. Getting enough sleep can rejuvenate the body, keep your mind clear, and help you face life's challenges positively.
A proper diet Xi habits can also provide us with enough energy to avoid physical discomfort caused by malnutrition.
Of course, a moderate amount of exercise is also very necessary, it will not only improve our physical fitness, but also strengthen our immunity and make us more powerful in dealing with various situations. We need to look at the world with a more positive attitude, learn to manage and regulate our emotions, set reasonable and feasible goals, and develop healthy Xi habits.
——[Save money to nourish your body]—
Many people have a concept of "enriching themselves", which is often reflected in material comforts, such as high-end clothes, food, etc. However, in this era of quality of life, maintaining a healthy body and mind is the greatest wealth.
Regardless of our income, we should focus on health care, especially for those who have heavy responsibilities. If we neglect our physical health at work, it can be a huge burden on ourselves and those around us.
Therefore, we should develop good Xi habits, regular physical examinations, pay attention to balanced nutrition, moderate exercise and so on. Only with a healthy body can we better cope with life's challenges and realize our personal value and social contributions.
"——[Save money to nourish your body]—"Not a wise choice. On the contrary, we should fully recognize the importance of health and invest in our own health management, which is the true meaning"Enrich yourself"。
After all, without a healthy body, all efforts will be meaningless. So, please cherish every opportunity and pay attention to your physical health to make our lives more meaningful.
Wealth isn't everything, but it does give us more choice and freedom in life. Therefore, how to manage money and how to plan financial goals has become one of the problems that modern people must face.
Our view of wealth should be based on self-awareness and social responsibility, not only to meet the needs of individuals, but also to take into account the overall interests and development direction of society.
In any case, we all want to be able to find our own answers in the process and act on them.