The current pension situation is worrying, and many ordinary retired employees can only receive a lower pension per month, only more than 1,000 yuan, which is not enough to maintain a better life. In particular, rural farmers are the lowest, only more than 100 yuan, and their pension levels are also low for flexible employees and enterprise retirees (except for state-owned enterprises, central enterprises, and monopoly enterprises), which is unfair from any point of view, which is also the main focus of pension controversy.
With the announcement of the "annual report" of social security, the investment loss last year was as high as 138 billion, which aroused widespread concern in the society. According to statistics, at present, 80 million retirees eat up to 40% of the financial income, a young person goes to work and gets a salary of 5,000 yuan, while many retired leaders get a pension of up to 10,000 yuan, which is equivalent to two young people who do not eat or drink to support a retired leading cadre
The security of pensions has once again become a hot topic. In 2022, the return on investment of social security** is only -507%, which is deeply worrying.
The loss of social security is not accidental, and the attempt to invest has not been able to reverse the decline. However, we must recognize that wealth cannot be created in a vacuum, it must rely on the real economy. In the face of multiple pressures such as an aging population and restricted exports, we need to seek new ideas to ensure the continuous operation of social security**.
At this critical juncture, we need to persist in developing the real economy, and at the same time take measures to stimulate population consumption and increase the population base. Only in this way can we inject new vitality into social security** and ensure its long-term stable operation.
Take a practical case to illustrate the problem: Mr. He, a local of Shanghai who retired with honor, is a department-level cadre, 60 years old this year, with 40 years of service, but he can only receive a basic pension of more than 8,000 yuan, a subsidy of more than 800 yuan and an occupational annuity of more than 2,000 yuan per month. Compared with him, the pensions of some civil servants and employees of public institutions are higher than their salaries. The pension of these people is shared by the State and society, not by individuals. Their pensions account for nearly 40 per cent of the country's revenue, even though they represent less than 6 per cent of the country's population. This has raised questions about the injustice of pension distribution.
China is facing the challenge of deep aging, and there are currently 2There are 800 million retirees, and more than 20 million people enter the retirement ranks every year, and the pressure on pension is increasing. In the 70s of the last century, China implemented a family planning policy, which resulted in the vast majority of the elderly having only one child. This also means that a husband and wife have to support four elderly people, which further increases the difficulty and controversy of pension distribution.
In reality, it is often difficult to implement the reform plan. In some places, middle-level cadres are still able to receive advance pensions, indicating that the economy in these places is not functioning well and the state is in financial difficulties. These localities must not only ensure the normal operation of the government, but also pay the salaries of the staff of organs and institutions, and need to solve the problem of repaying the pensions of middle-level cadres. These huge expenditures can only exacerbate the debt operation problem of local finances.
In the face of the pension problem, a series of measures need to be taken to solve it. First of all, a more fair and reasonable pension system should be established to strengthen the protection of low-income groups. For example, pensions for rural farmers, flexibly employed and corporate retirees should be increased to ensure that they have a relatively stable economy**. Secondly, we should increase investment in pensions and raise pension standards regularly to accommodate the growth of the elderly population and the rising cost of living. In addition, individuals should be encouraged to supplement their pensions to improve the sustainability and security of their pensions. Most importantly, there is a need to strengthen the regulation and transparency of pensions to ensure the safe and efficient use of funds.
For ordinary citizens, everyone should also be reminded that pensions are only part of the old-age security, and individuals should also actively save and invest to ensure their own economic security. In addition, society should strengthen respect and care for the elderly, and build a more friendly and inclusive social environment.
In short, the current problem of unfair pension distribution needs to be solved urgently. ** More investment should be made to reform the existing pension system to ensure that the basic living needs of the elderly are met. All sectors of society should also work together to create a better environment for the elderly and build a more just and harmonious society. Only through joint efforts can we achieve the sustainable development of old-age security and truly let the elderly live a happy life in their old age.