Hey, do you know what is the connection between the social security contribution base and the salary?Have you ever understood?Let's pay attention to it!The following is the relationship between the social security contribution base and the salary brought to you, I hope you can like it!
What is the relationship between the social security contribution base and wages?
The amount of the social security payment base is determined by the salary, whether it is the actual individual payment base or the upper and lower limits of the local social security payment base. Specifically:
1. The upper and lower limits of the local social security payment base. It is determined by the local average salary on the job, for example, the local social security department announced that the average salary on the job in the previous year was 6500 yuan, which means that the upper limit of the local social security payment base is 60%-300% of the average salary on the job, and the lower limit of the payment base is 6500 60% = 3900 yuan;The upper limit of the payment base is 6,500 300% = 19,500 yuan, and if you know the lower limit of the local payment base, you can calculate the local average wage on the job.
2. Individual social security payment base. Usually the average monthly salary income of the individual in the previous year, including performance bonuses, etc., as the payment base, for example, the average monthly salary of the individual last year is 7900 yuan, then the social security payment base is 7900 yuan, if the personal salary is relatively low, such as the personal salary is only 3000 yuan, then according to the local minimum payment base to pay, such as the local minimum payment base of 4250 yuan, then even if the salary is only 3000, or according to 4250 to pay.
Since the local average salary on the job will be ** every year, it means that the upper and lower limits of the local social security payment base will also change every year, and the payment base of some individual social security will also change.
The contribution base is 4500, and the actual salary is how much (it needs to be judged according to the actual situation).
What is the actual salary of the contribution base 4500?In fact, the payment base of 4,500 yuan does not mean that the actual salary of the insured is 4,500 yuan.
Therefore, the payment base of 4500 yuan of the insured, perhaps the monthly salary of 5000 yuan, but in order to reduce the cost, the unit in accordance with the standard of 4500 yuan for the payment of social security, or the social security payment base in the region is relatively high, 4500 yuan is already the lowest payment base, if the monthly salary of the insured is 4200 yuan, its unit in order to comply with the local social security payment regulations, according to the standard of 4500 yuan for its social security, the payment base and the actual salary is not the same.
In addition, flexible employment personnel can also pay employee social security, and under normal circumstances, they can choose their own payment base, choosing the payment base of 4500 yuan does not mean that the actual income of the insured is also 4500 yuan, so if you want to know how much the actual salary of the insured person with a payment base of 4500 yuan is, you still need to judge and inquire according to the actual situation.
What is the use of a high social security contribution base
The higher the social security payment base, the more social security fees the insured needs to pay each time, the more funds in the social security personal account will be remitted, and the more pension can be received when he retires, and the funds in the personal medical insurance account will also increase, and the insured can use more funds to pay for outpatient expenses and purchase drugs.
If it is an insured person of a government institution or institution, its unit will complete the payment of social security according to the actual salary of the insured person as the payment base, but if it is a private enterprise, many bosses will choose the lowest local social security payment base to complete the payment of social security in order to save a little employment cost, or do not pay social security for their own employees, which will greatly affect the enjoyment of the relevant rights and interests of employees。
The health insurance contribution base can be changed several times a year
The medical insurance payment base cannot be changed during the payment process, but the local social security bureau will adjust the social security payment base once a year, and after the adjustment takes effect, the medical insurance payment base can be changed once a year. For example, if the local social security bureau announces a new social security contribution base in July, the payment base will be changed to the remaining days in July, and the actual salary will change after the adjustment is over.