Bank deposit rates will be lowered for the third time this year!On December 21, the Industrial and Commercial Bank of China (ICBC) announced that in order to further play the role of the market-oriented adjustment mechanism of deposit interest rates, continue to release the first-class interest rate reform and transmission effect of the loan market, and improve the sustainability of serving the real economyThe bank lowered the listed interest rate on deposits from December 22, 2023. 
According to ICBC, the adjustment of the listed interest rate mainly involvesFrom December 22, new types of deposits such as call deposits, lump sum deposits, lump sum deposits, and interest withdrawals will be newly opened (or withdrawn).3-month, 6-month, 1-year, 2-year, 3-year, 5-year fixed deposits and large certificates of deposit. Agricultural Bank of China said that from December 22, the bankThree months, six months, one year, two years, three years, five yearsLump sum deposit and lump sum time depositThe listed rates will be changed from respectively. 25% adjusted to:
In addition, the maximum interest rate of large certificates of deposit of the Agricultural Bank of China will also be adjusted, with a one-year or less reduction of 10bp, a two-year reduction of 25bp, and a three-year and five-year reduction of 30bp. "Tomorrow we are really going to start cutting the deposit rate, and if you want to lock in the interest rate, you can pay attention to it today. A person from the Beijing branch of the Bank of China told reporters. This adjustment is the third round of reductions in the listed deposit interest rate of commercial banks in 2023. On September 1 this year, a number of national commercial banks announced that they would lower their deposit interest rates, which was the first time in less than three months that they had lowered their deposit interest rates after the national commercial banks lowered their deposit interest rates in early June this year.
Proofreading: Xiao Ruan.
Editor-in-charge: NIO.
Editor: Yu Chun.
*: China ** Daily.
Evening News's recent selection and recommendation (poke link).
The surgery was confirmed to be successful!Shandong girl takes down ecmo!
It's about returning the money, confirm it in time!
On the shore of Taihu Lake, a "new landmark" of science and technology innovation industry has been added!
Lit