With less than 5 days left until 2024, have you saved money this year?
Before I got married at the age of 30, I was a moonlight family who would only buy and buy after I paid a salary, and after marriage, in order to save money to buy a house, I worked with my husband to save money and streamline my life, and saved a down payment for buying a house in 5 years.
We ordinary people really have to save their money, and integrate saving money into our daily lifeToday, I will share 10 small habits of saving money, plan in advance to learn, and become rich together next year
1.Save before you spend
For ordinary people, saving first and spending later is a practical way to save money.
Prepare a special money saving card, and as soon as you get your salary, save the money you want to save first, and use the rest for daily expenses, so as to avoid the dilemma of having no money to save at the end of the month.
2.Watch more money-saving documentariesDo you often complain that you can't save money, and when you can't help but want to buy, buy, buy, buy, buy and buy, you might as well watch some money-saving documentaries first.
I have compiled some documentaries that can help us consume rationally after watching them. For example, "The Culprit of Uncontrolled Consumption", "Money and Me", "Super Customer", "How to Use 3,000 Yen", "Money Breaks Love", and so on.
It was after reading these that I slowly recognized the truth of consumerism, began to think seriously about what I really needed, and no longer blindly followed the trend to buy and saved up for a down payment to buy a house.
3.Save money with poor informationThere are really a lot of information gaps in these expenses that can save money by eating, drinking, and having fun in life.
For example, when you go out to eat, you can search for preferential information on different platforms, like the ***129 yuan I bought before, there are 9-piece sets, and the original price in the store costs more than 300, and I directly save more than 100 yuan.
4.Bring your own when you go outFully charge your phone before going out, bring a power bank, and save the money of renting a power bank;
The thermos cup was filled with water, saving 20 yuan to buy milk tea;Bringing tissues and shopping bags in your bag is a real savings in bringing your own habits.
5.Learn to delay gratificationEvery time you see something you want to buy, don't rush to place an order, put it in the shopping cart first, and decide whether you really want to buy it after a few days. Before I buy it, I ask myself how many times a month I will use it, if there is anything at home that can replace it, and you will find that 80% of the things you don't want to buy. 6.Make the most of itIn life, as long as we are good at digging, many items can be turned into treasure.
For example, wipe the sink or shoes after using the face towel, use it several times and then throw it away
If you bring food to work, you can use a take-out bag to fill a bento;
Eat leftover cookie boxes, which can be used as storage boxes;
You don't have to buy a lot of things, and you can save a lot of money.
7.Change to a cheaper one**Before, I had to pay more than 100 a month, and then I went to the business hall to change to an 8 yuan insurance number**, and then went to the seafood market to buy a traffic card, as long as more than 30 a month, I saved more than 60, and I could save more than 700 a year.
Don't underestimate the money you save, you will be able to save more money by gathering sand into a tower.
8.Cherish every little penny9 fast 9 mobile phone cases, 20 yuan milk tea, 30 yuan earrings, do you have a lot of these casual consumption.
Your money is spent little by little by these small money, it is not easy to make money now, we ordinary people should cherish every little money and spend the money on the blade.
8.Cherish every little penny9 fast 9 mobile phone cases, 20 yuan milk tea, 30 yuan earrings, do you have a lot of these casual consumption.
Your money is spent little by little by these small money, it is not easy to make money now, we ordinary people should cherish every little money and spend the money on the blade.
9.Small cost trial and errorIf you want to try a new skincare product and don't know if it's really suitable, you can start with a small sample and buy a formal wear when you're satisfied.
If you want to buy a paper book, you can start by reading an e-book
If you want to learn a new skill, you can first look for free classes online to give yourself a time to think calmly, confirm whether you really need it, and then choose to buy it.
In short, experience before buying new ones to reduce the risk and waste of stepping on mines.
10.Take advantage of idle for moneyRegularly break away, hang idle things in the second-hand market in time, you can exchange some money, like some toys that children played with before, many of them are no longer playing, and after selling them, they can also get some money back.
If you want to save money, you must learn to engrave the habit of saving money into your daily life, look more at how others save, and then combine your own situation, you can save money unconsciously.
Deposit is the confidence of girls, saving can enhance the happiness of life, I hope girls have their own small treasury, 2024 come on and save money!