After retirement, you can receive a pension of 2,500 yuan per month, and if you receive it until you are 90 years old, how much is the minimum amount you can receive?Let's do a detailed calculation:
First, let's assume that the retirement age is 60 years old. According to national regulations, the statutory retirement age is currently 60 years for men and 55-60 years for women. Next, the number of years for which a pension can be received is calculated. 90 minus 60 retirement age is 30 years.
Then, let's calculate the total amount of pension we can receive each year. Since the pension is 2,500 yuan per month, the pension that can be received every year is 2,500 yuan for 12 months = 30,000 yuan.
The above calculation shows that if you continue to receive a pension until the age of 90, you can receive a pension of 30,000 yuan per year for 30 years.
Finally, we add up the total amount of pension we receive each year to get the minimum amount we can receive in 30 years.
30 years 30,000 yuan year = 30 30,000 yuan = 900,000 yuan.
Therefore, if a person retires at the age of 60 and can receive a pension of 2,500 yuan per month until the age of 90, then he can receive at least 900,000 yuan from the pension system in these 30 years.
Of course, the reality could be a little more complicated:
1.Increase pensions. Over the next 30 years, pensions are likely to be adjusted and increased in response to factors such as inflation. Then the amount that can really be claimed in 30 years is likely to be more.
2.May be under 90 years old. Some people may not live to the age of 90 due to health or other reasons, and the actual number of years they receive it will be less.
3.There may be other income. If your children give money, you have other investment income, etc., and your standard of living after retirement may not only depend on this pension.
4.Pension policies are subject to change. 30 years is a long time, and it is not excluded that there will be certain changes in the policy during this period.
Therefore, the above calculation of 900,000 yuan should be the minimum total amount of pension that this person can receive within 30 years under the current policy conditions. The actual situation depends on a lot of unknowns, and it may be more or a little less. But through this calculation, we have a rough idea of how much money we can receive if we have a pension of 2,500 yuan per month. I hope to provide a certain reference for everyone to understand the pension system.