Recently, another wave of housing purchase policies has been introduced, and many places have issued housing purchase subsidies.
On December 18, Sanjiang New District, Yibin, Sichuan Province issued the implementation rules for housing subsidies, in addition to housing subsidies for rural household registration personnel, newly employed college students, new citizens, teachers, multi-child families and other groups, but also for settled personnel to buy houses, talent houses, and housing subsidies, with a maximum subsidy of 250,000 yuan.
On December 15, Suining, Sichuan Province issued 27 new policies to stabilize the property market, which proposed to implement the phased housing purchase subsidy policy, implement the preferential tax policy for housing purchase, fully implement the second-hand housing "mortgage transfer", provide "old for new" replacement housing purchase services, optimize and reduce loan conditions, increase the loan amount of housing provident fund, and encourage new commercial housing.
In addition, Guangdong Qingyuan has also optimized its real estate policy, including optimizing the recognition of the number of commercial loan housing units, and if the self-owned housing is used for long-term rental and the promised lease period is not less than 5 years, it can not be included in the number of family housing units.
Yibin Sanjiang New Area house purchase subsidy rules.
On December 18, Yibin Sanjiang New Area issued the "Implementation Rules for Several Policies and Measures to Further Promote the Stable and Healthy Development of the Real Estate Market (Trial)".
Among them, it is proposed that those who participate in the subsidy activities within the main urban area of Sanjiang New Area (Baishawan Street, Shaping Street, Shuangcheng Street) will be given a subsidy for the purchase of newly built commercial housing in the sales real estate.
The subsidy standard for housing purchase is based on the area of the online contract for the record, and for rural household registration personnel, industrial workers, newly employed college students, new citizens, young people and other groups, a subsidy of 200 yuan per square meter will be given, and the maximum amount of each set shall not exceed 30,000 yuan;For teachers, medical workers, active or retired soldiers, preferential care objects, model workers and other groups, a subsidy of 250 yuan per square meter will be given, and the maximum for each set shall not exceed 3750,000 yuan. For families with two children (from January 1, 2016) who meet the requirements of a couple's marriage and childbirth, a single-family subsidy of 30,000 yuan;For a family with three children (from June 1, 2021) who meet the requirements of a couple's marriage and childbirth, a single-family subsidy of 60,000 yuan will be granted.
The subsidy standard for settled personnel is that a one-time subsidy of 200 yuan per square meter will be given to those who settle down, and a one-time subsidy of 300 yuan per square meter will be given to more than 2 people (excluding 2 people), and the maximum amount for a single set is not more than 30,000 yuan.
The standard of housing purchase subsidy for talents is that a one-time housing purchase subsidy will be given to the talents of category F and above who have been identified as employed in the new area, based on the area of the online contract for the record. The subsidy standard and amount are 1,500 yuan per square meter for Class C and above talents, and the maximum is not more than 250,000 yuanClass D talent 1,000 square meters, up to 150,000 yuan;400 yuan square meter for category E talents, with a maximum of 60,000 yuan;Category F talents are 300 yuan square meters, and the maximum is not more than 50,000 yuan.
* subsidy standard for the group of ** to buy 10 or more housing buyers, according to 15,000 yuan to give ** subsidy, while encouraging real estate development enterprises to combine the actual project, on the basis of the first subsidy and the existing preferential treatment, another ** preferential (recommended for not less than 15,000 yuan set of special preferential treatment), enterprise preferential policies reported to the district housing and construction department for the record.
Qingyuan optimizes the identification of the number of commercial loan housing units.
On December 18, the Qingyuan Municipal Bureau of Housing and Urban-Rural Development issued the "Notice on Further Optimizing the City's Real Estate Support Policies".
Among them, it is proposed to optimize the determination of the number of housing units for commercial loans, and if residents purchase new houses in urban areas (including Qingcheng District, Qingqing District) and other counties (cities), the personal housing commercial loans will only include the housing in the area in which they are located into the scope of verification of the number of units. Residents who use their own housing for long-term rental, promise to lease for a period of not less than 5 years or provide a lease contract for not less than 3 years, and provide relevant supporting materials, may not be included in the calculation of the number of family housing units;In principle, only one set of deductions can be made for each family.
At the same time, actively carry out a series of activities to promote commercial housing, and encourage real estate development enterprises to organize centralized procurement for government institutions, institutions of higher learning, industrial parks, enterprises and other employers or other unspecified groups to provide high-quality products.
Suining has introduced 27 new policies to stabilize the property market.
On December 15, Suining issued the "Several Policies and Measures to Further Promote the Healthy Development of the Real Estate Market in the Main Urban Area of Suining City", with a total of 27 measures.
Among them, it is proposed to implement a phased housing purchase subsidy policy. For families with two or three children in line with the policy, teachers, medical workers, active or retired soldiers, and farmers who have moved to the city will be given a financial subsidy of 50 yuan per square meter according to the construction area, and the maximum subsidy for a single household shall not exceed 6,000 yuan.
Before March 31, 2024, those who purchase the first or second sets of newly built commercial housing in the main urban area of Suining City will receive a subsidy of 6,000 yuan for the purchase of houses with a construction area of 90 square meters (exclusive).The purchase of a house with a construction area of 90-140 (inclusive) square meters subsidy of 8,000 yuan;The purchase of a house with a construction area of 140 (exclusive) square meters or more will be subsidized by 10,000 yuan.
Persons who have paid social security for one year, newlyweds, newly employed or newly recruited persons in Suining City (one of the above conditions can be met) who purchase newly built commercial housing in the main urban area of Suining City before March 31, 2024, will be given a financial subsidy of 50 yuan per square meter according to the construction area of the purchased housing, and the maximum subsidy for a single household shall not exceed 6,000 yuan.
Before March 31, 2024, if a new underground parking space is purchased, a cash subsidy of 3% of the contract price of the parking space will be given for each underground parking space.
At the same time, we will implement preferential tax policies for residents to purchase houses, fully implement the "transfer with mortgage" of second-hand housing, and provide "trade-in" replacement and purchase services.
In terms of financial support policies, financial institutions will be supported to launch credit products such as "easy supply" and "joint loan" according to the income characteristics and repayment ability of new citizens, optimize and reduce loan conditions, and implement the minimum down payment ratio of 20% for commercial loans for first homes and 30% for second homes. Implement the first set of dynamic adjustment mechanism for housing loan interest rates.
At the same time, the loan amount of the housing provident fund will be increased. Before June 30, 2024, if you purchase a self-occupied house in the main urban area of Suining City and apply for a housing provident fund loan, the maximum loan limit for a single depositor family is 500,000 yuan, and the maximum loan limit for a double depositor family is 600,000 yuanThe families of the depositors of the second and third children will be increased by 50,000 yuan on the maximum loan limit under the same conditions.
In addition, the implementation of housing provident fund loan and withdrawal, housing provident fund portfolio loans can be withdrawn at the same time, the implementation of housing provident fund phased support policy.
In addition, optimize the identification standards for the number of provident fund loans, optimize the payment method of monetary compensation, encourage the first new commercial housing, and buy 10 or more houses in the same new commercial housing development project group in the main urban area of the city, real estate development enterprises can give preferential treatment according to 5%-10% of the total housing payment.
Editor-in-charge: Yang Yucheng.
Proofreading: Gao Yuan.
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