When you tie up your health insurance relationship, family members can use the mutual aid funds in the following situations:
1.When seeking medical treatment at a designated medical institution, family members can pay for the medical expenses incurred by the individual from their personal account. This means that Medicare funds, which were previously only available for personal use, can now be used for the medical expenses of family members.
2.When purchasing medicines, medical equipment or medical consumables at designated pharmacies, you can use the personal account of the employee medical insurance of your family members to pay.
3.Mutual aid funds can also be used to pay for the personal contributions of one's spouse, parents and children to participate in social insurance such as basic medical insurance for urban and rural residents.
However, it should be noted that after the mutual aid relationship is bound, the donor's spouse, parents, and adult children need to open their own medical insurance electronic vouchers for medical treatment (i.e., real-name medical treatment) when seeking medical treatment, and cannot directly use the donor's information. Otherwise, such behavior will be defined as insurance fraud. In addition, the user can bind the donor's medical insurance electronic voucher through the "Family Account" section of the medical insurance electronic voucher channel, so as to display the donor's medical insurance electronic voucher on the medical insurance electronic voucher service page and use the voucher to pay for the required expenses.