2023 High-quality Development Forum of City Commercial Banks.
On December 14, the 2023 High-quality Development Forum of City Commercial Banks, hosted by China Banking and Insurance News and co-organized by Bank of Jiangsu, was held in Nanjing, Jiangsu. Li Xuesong, member of the Party Committee and vice president of ICBC Wealth ManagementAt the meeting, it was said that the high-quality development of bank wealth management is in an important strategic opportunity period, and it is necessary to deeply grasp its own functional positioning in the modern financial system with Chinese characteristics, put the spirit of quasi-policy, and implement the decision-making and deployment of the first financial work conference on doing a good job in the "five major articles".By creating a rich and diversified supply of wealth management products and providing convenient and efficient wealth management services, we can meet the diversified wealth management needs of the people
Li Xuesong believes that bank wealth management can be made from the following four aspects:
The first is to adhere to the supremacy of the people and continue to create value for customers。InProduct-sideTaking into account the multiple goals of stable product performance, product structure optimization, product innovation and development, and product investment experience optimization, we will provide investors with diversified investment options that meet their risk appetiteInClientEffectively handle the relationship between customers' absolute return risk appetite, net-worth transformation and market fluctuations, and strive to provide customers with high-quality financial services.
The second is to maintain the source of finance and empower the real economy with high quality. Give full play to the characteristic advantages of direct investment and direct expansion of wealth management funds, and accelerate the formation of a benign interactive pattern of "promoting the innovation of bank wealth management products with the needs of the real economy, and helping the development of the real economy with the innovation of bank wealth management products". Focusing on promoting industrial upgrading, strengthen financing support for "three new and one high" and other fields;Focusing on promoting green development, optimize the quality and efficiency of financial services for "dual carbon";Strengthen the comprehensive service support for the smooth circulation of the first-chain industrial chain, regional coordinated development, and rural revitalization.
The third is to open up and cooperate for win-win results, and create a financial ecosystem that integrates and empowers。Promote the effective connection between its own resource endowment and response to opening up, fully absorb and learn from the advanced experience of various asset management and wealth management institutions, and continue to expand the circle of capabilities and ecosystems. We will build wealth management companies into a comprehensive service platform that connects left and right and communicates up and down, gives full play to the synergistic effect of "1+1>2", and systematically improves the ability of comprehensive financial services.
Fourth, embrace the empowerment of technology and enhance wealth management capabilities. Make full use of the Internet to expand service boundaries and extend service radius around multiple scenarios and channels, and enhance the ability to acquire and live customers. With the full use of AI and big data and other means, we will comprehensively improve the breadth, depth and speed of data analysis, and apply advanced tools such as intelligent strategies, models, and algorithms to the whole process of target selection, asset allocation, trading strategies, and post-investment management, so as to enhance investment operations and system risk control capabilities.
Xi reporter Wu Bin.
Edited by Wang Mengying.