The bank was fined 300,000 yuan by the supervision bureau for multiple transactions of credit cards at the same merchant, and required to take measures such as reducing the amount and stopping payment. This news was crazy in the circle of friends, and I specially found this punishment book of the year, and there is indeed such a thing. It happened in 2013 and the punishment was actually carried out in 2014.
Bank of Communications credit card in the same merchant multiple transactions, as many as 23 times, the traffic credit card center did not take measures such as reducing the amount, stopping payment, etc., and the control measures were not in place, and was punished by the Shanghai Supervision Bureau.
Back in 2013, it was one machine and one household. At that time, it was particularly difficult to run a pos machine, and you could go to the bank with a business license, otherwise you could only find a third-party payment institution to handle it, and you also needed a business license. The settlement is still T+1, and some people have tasted the sweetness of credit cards back then, whether they are used to do business or invest in real estate speculation, most of them have made money.
There are also smart people who smell business opportunities and handle multiple POS machines to help customers earn handling fees, and the rate of the year is there. 25% and capped. In an unprecedented period, many professional card keepers and card masters have emerged. In 2015, MPOS was launched, because the cost of organic tools is not ideal, after all, the cost of the card head is almost none, the boss of a certain department in order to promote MPOS, so that his own machine can be sold, let the technical staff join the merchant, and put forward a merchant consumption is not good for credit cards, what 10,000 yuan to eat bowl noodles does not meet the consumption. From the earliest manual changes to the later upgrades of smart merchants.
After the fee reform on September 6, 2016, a set of machines that can change merchants is a good machine, and the machine that can change merchants is in line with the bank's diversified consumption. Take out the 721 distribution before the fee reform to form a set of theories that allow banks to make money. In general, the cost of swiping a card has increased for cardholders. Smart selection of merchants, the knowledge of a machine and 10,000 households has created a leapfrog development of bank credit cards, just look at the performance of the bank credit card center, a machine and 10,000 POS machines make the bank credit card center earn a lot of money.
The implementation of a 259 document rubs this set of theories of the payment company on the ground, so obvious. Of course, after being deceived for seven years, it is normal to be difficult to accept it for a while.
Finally, you can uncover the truth that has been hiding from the cardholder for 7 years, and after reading this article, it will definitely subvert the three views!
How should credit card users save themselves in today's unchanged merchants? The credit card uses the POS machine of the same merchant, how many POS machines can be handled to seal the card without derating!
What about so many cardholders across the country? 
Can adding a POS machine solve the problem?
Why is the 2014 penalty book now out?
Why do cardholders think that the bank will not allow them to cash out?
Why don't you just ask the bank?
Why not find out about the bank's policies?
Why not learn about diversified consumption?
PS: 2024 is the first year of debt settlement, do you want to do this 20%? I want to leave a message.