After delaying retirement, medical insurance "shrinks", and the problems of the elderly are aggravated
After delaying retirement, medical insurance is also available"Shrinkage", this generation of young people is not easy!
Well, one knife is not enough, now another one!Nowadays, there is a lot of talk on the Internet about delaying retirement, and of course this is normal, after all, this topic is related to our own interests.
To be honest, in terms of the current employment environment, delayed retirement is indeed lethal, you must know that many companies now, the standard for recruiting people is not more than 45 years old, if it is the Internet industry, 40 years old may not be wanted.
On the one hand, businesses don't want older people, and on the other hand, it's actually too difficult for this generation of young people to retire early. In addition to the issue of delayed retirement, there is another thing that everyone is more concerned about some time ago, that is, health care reform!
How to change?To put it simply, under the previous medical insurance system, the annual return of employees' personal accounts was about 3,000 yuan, and after the reform of the medical insurance system, the annual return of personal accounts was only about 700 yuan, and on average, the monthly return was reduced from 240 yuan to less than 60 yuan.
In other words, the monthly medical insurance fees payable by employees remain unchanged, but the money returned to the employees' medical insurance accounts every month is reduced.
Taking myself as an example, I used to have a Xi, such as headache and brain fever, I usually used the money in my personal medical insurance card to go to the pharmacy to buy medicine, but after the medical reform, due to the reduction of monthly reimbursement money, if you want to use the reimbursement amount, you can only go to the hospital to see a doctor or buy medicine. But hospitals are not only overcrowded, they're even more unbearable. On average, the price of medicines in hospitals is more expensive than in pharmacies in the market.
Of course, whether it is expensive or small, it is really difficult, and it depends on the various types of hospitals"Routines"。Some netizens complained before: I had a small cold, went to the hospital to check and get medicine, spent more than 500 yuan, medical insurance reimbursed more than 200 yuan, and paid more than 300 yuan for myself, and if I went directly to the pharmacy to buy medicine, it would cost more than ten yuan to get it.
Of course, these young people are okay, at most they spend a little more money and trouble a little more, but what about some of the older people?Many elderly people, basically have chronic diseases, they did not do this before the medical insurance reform, they just took the money in the medical insurance card to the pharmacy to buy some medicine. But after the reform, with the reduction of deductions from personal medical insurance accounts, to reimburse medical expenses, you can only go to the hospital, but most of the current hospitals are online**, the problem is that it is difficult for very old people to even use their mobile phones to call**, and now they have to be online**, isn't this embarrassing?
Some may say:"Don't old people have children?Wouldn't it be better to have your children register?This is true, but the question is, once registered, how can these sixty or seventy-year-old people go to the hospital to see a doctor and get medicine by themselves?No kidding, don't their children need to work to support their families?Don't you all know how complicated the workplace is?Isn't the pressure on housing loans and car loans big enough?Speaking of which, I suddenly remembered the sadness that this group of young people not only has to take sixty or seventy-year-old people to the hospital to see a doctor and get medicine, but also face delayed retirement in the future
I think there will be people in the comment area: delayed retirement and medical reform, these are all lessons from the experience of European and American countries, and they are widely recognized. If they want to say that, then I would like to ask: why don't European and American countries learn from the benefits of medical care, education and childbirth?
Why do experts always use the excuse that we are a developing country when young people suffer from low wages and lack of benefits?When it was time to fool everyone, they began to shout again that they were on par with the developed countries, which was too touching!
On the one hand, I don't want to assume the social responsibility of the population, and on the other hand, I force young people to have more childrenFinally, I would like to say that it is a good thing that the times are developing and society is progressing, but I also hope that society will not selectively ignore those who have contributed to the times, sweated, and suffered hardships!
Well, that's all we talked about some time ago!