Medicare mutual aid refers to the sharing of funds in an individual's medical insurance account with family members.
So, how to operate medical insurance mutual aid? Let's take a look.
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1. Apply for a medical insurance mutual aid account
Applicants are required to fill in the "Medical Insurance Mutual Aid Account Registration Form" and provide relevant documents. The information in the registration form must be filled in truthfully, including the applicant's name, ID number, **family member information, etc. After filling it out, submit the registration form to the local social security department or medical institution for review.
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2. Bind accounts
1. Log in to the official website of the local social security, enter the personal account page, and find the "Medical Insurance Mutual Aid" option.
2. Click the "Bind Account" button, enter the social security card number or ID number of the family member to be bound, and set a password.
3. Submit the binding application and wait for the approval to complete the binding.
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3. Use medical insurance to help each other
After the binding is successful, you can use the funds from your personal account or family account to pay at the designated hospitals or pharmacies of the medical insurance. At the time of settlement, you only need to show your social security card or electronic medical insurance certificate to the hospital or pharmacy, and you can directly use the medical insurance balance to pay. It is important to note that the funds in the Medicare Mutual Aid Account can only be used to pay for medical expenses and cannot be used for other purposes.
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4. Precautions
1. The medical insurance mutual aid system is established to better protect the medical rights and interests of the people, and the applicant must ensure the authenticity and legitimacy of family members, and shall not fabricate or fraudulently use the identities of others.
2. The funds in the medical insurance mutual aid account need to be earmarked, and can only be used for medical expense reimbursement, and cannot be used for other consumption purposes. If there is any violation, the corresponding legal responsibility will be borne.
3. When using the medical insurance mutual aid account, it is necessary to pay attention to the protection of personal information and account security, and avoid leaking personal information and passwords to avoid unnecessary losses.
4. Medical insurance mutual aid does not include cross-regional use, and can only be used locally.
5. When the user incurs the self-paid part or the hospitalization expenses reach a certain amount, the funds in the medical insurance mutual aid account cannot be used to pay.
6. Different regions have different medical insurance mutual aid policies, please refer to the policy documents published on the official website of local social security for specific operation procedures.
In short, the medical insurance mutual aid system is an important part of China's medical insurance system, which can better protect the medical rights and interests of the people and reduce the medical burden of families. By understanding the medical insurance mutual aid policy, applying for a medical insurance mutual aid account, using the medical insurance mutual aid account and other steps, we can smoothly enjoy the convenience of this system. However, in the process of use, we also need to pay attention to relevant matters to ensure that the interests of individuals and families are not harmed.
How does medical insurance mutual aid work?