On February 14th, the fifth day of the Lunar New Year, welcome the God of Wealth.
Author: Insight Juli
There is a folk nursery rhyme:
On the fifth day of the first month, invite the God of Wealth, gold and silver treasures into the house;
The golden boy and the girl touch the ingots, and every household has a wide source of wealth.
As the birthday of the God of Wealth, the fifth day of the first lunar month is undoubtedly the most prosperous day of the year.
On this day, every household will open their doors to welcome the God of Wealth, praying for a smooth and prosperous new year.
Today, Insight Jun has summarized 88 small habits of gathering wealth for you.
Reduce asset consumption, open up the idea of making money, and your money bag will definitely become more and more bulging.
Daily consumption.
Looking back on the past year, have you also spent a lot of meaningless money?
In the face of a dazzling array of goods, an order was placed with a trembling hand;
The routines of merchants are endless, and they will be tricked by accident.
In the new year, it's time to adjust your shopping strategy and jump out of the consumption trap.
Start from your daily life, don't spend any extra money, hold the money in your own hands, and you can also achieve financial freedom as soon as possible.
Leisure and entertainment.
With the development of the economy, more and more people have begun to pursue a high quality of life.
After work, watch a movie and have a double enjoyment of sight and sound;
During the holidays, go out to travel and gain freedom in the great rivers and mountains of the motherland.
However, if you pay for the experience twice in three days, your money will also flow out in an uproar.
Here are a few tips that will help you keep your balance and keep you happy.
Learn to enrich yourself at a low cost, and you can live the most abundant life with the least amount of money.
Family education.
It is often said that children are gold swallowers, walking money shredders.
Especially in education, many parents will increase their investment, for fear that their children will lose at the starting line.
But families not only revolve around their children, but also blindly spend money on education, which not only doubles their pressure, but may also achieve little effect.
China's family education consumption*** shows that for ordinary families, education expenditure should account for about 20 percent of household income, with a maximum of 25.
When spending money on children, think more about the cost and less emotion.
Plugging the financial gap in education, your family can become more and more abundant.
Investment and financial management.
Bill Gates once said that people with poor financial intelligence will never become rich.
Because ability determines the lower limit of your money, but whether you can manage money determines the upper limit of your wealth.
As we grow older, our opportunities to make money are gradually reduced, learn to make money, you can take the initiative in life.
In the new year, build your own financial thinking.
Make good use of the power of compound interest, and your growing money is your confidence and strength not to be afraid of any changes.
Interpersonal Communication.
China Youth Daily conducted a survey of 1,570 college students, and the results showed that 554% of respondents are distressed by the consumption of favors.
In this acquaintance society, the consumption of favors is a hurdle that everyone can't get around.
Some people spend more than half a month's salary because of gifts, and some people prefer to cut back on family expenses in order to make connections.
The relationship maintained by reliable money is destined not to last long, and once the relationship is broken, he will lose his wife and soldiers.
In the future, grasp the degree of spending money and don't invest too much in relationships.
Let money be the lubricant of friendship, and each of your relationships will last longer.
Image building.
There is such a young man in Japan who goes to farm every day in a suit.
Many people are puzzled by this strange painting style, but he explains: I like to wear suits, I also like farming, and the two are not in conflict.
Because of his upright image, many acquirers feel that he is trustworthy and willing to cooperate with him.
As a result, his grain is sold every year, and when the quality is good, he can even sell it for more money.
The painter Jiang Xun said: "Beauty is an invisible competitiveness. ”
With the least amount of money, make the best dress for yourself.
Your image can also make you worth millions.
Health management.
A doctor in a tertiary hospital in Beijing said such a sentence:
Now that the living conditions are better, people have changed, they have become greedy, lazy, and night owls. More and more people are getting sick, and the hospital buildings are getting taller and taller.
In reality, many people live irregularly, do not sleep at 3 o'clock at night, smoke and drink during the day.
But as you get older, those nights take away your health, and you are emptied of your wallet by the hospital.
Only then can you wake up to the fact that the indulgence of your youth will only make you lose both your people and money.
In the days to come, stop paying for an unhealthy lifestyle.
Adjust your routine and quit bad habits. When you are in good health, wealth will continue to come to you.
Emotional control.
Psychologically, there is a concept of compulsive shopping disorder.
It means that when people feel stressed and can't find an outlet, they will go shopping to relieve their emotions.
Many people in life are like this, they like to buy and buy when they are in a bad mood.
But the satisfaction that comes from shopping doesn't last, and once you've calmed down, you're likely to fall into regret for unnecessary spending.
When the time comes, the money will be gone, and the mood will be even worse.
A financial intelligence guru once said, "If you control your emotions, you will control your wealth." ”
When negative emotions come back to you, think about these little habits.
Quit impulsive spending, and your wallet will continue to swell, and your emotions will enter a positive cycle.
The American writer Louise once said: "To cultivate habits is to cultivate destiny." ”
What can really improve one's life is never a big truth, but a small habit that can be done every day.
Maybe you haven't saved any money in the past year, and life hasn't been any better for you.
But from now on, develop these 88 little habits.
Keep improving your gold absorption power, and the God of Wealth will definitely come to favor you.
Like it, collect this article, improve your thinking about making money, and have more balance in your wallet, so you can calmly get through every difficulty in the future.