How big is the difference between a monthly salary of 20,000 yuan and an annual salary of 240,000 yuan? HR revealed the truth, and regretted it after reading it.
In today's society, wages and compensation are central to most people's lives. Interestingly, the way people understand and calculate their income often influences their career choices and life satisfaction.
For example, many people think that there is no difference between a monthly salary of 20,000 yuan and an annual salary of 240,000 yuan, but in fact, there is a subtle difference between the two.
01 What is the difference between the monthly salary system and the annual salary system?
1.The concept is different.
Although, a monthly salary of 20,000 and an annual salary of 240,000 are numerically equal, their meanings in real life are very different. The root of this difference lies in people's understanding of concepts.
The so-called annual salary system, in fact, is generally for company managers, senior employees of enterprises, also known as the annual salary system of operators, is an annual assessment cycle, the salary income of employees and the performance of the enterprise linked to a distribution method, usually including basic income (basic salary) and benefit income (risk income) two parts.
Of course, some large enterprises that adopt an annual salary system will even give employees options and ** as benefits, and the longer they work, the higher the income.
The monthly salary system mainly refers to a method of calculating the salary of an employee according to the fixed monthly standard salary minus the absence pay. The monthly salary system is aimed at general enterprise employees, as long as the employee attends normally, completes the work according to the work requirements, and does not violate the rules and regulations of the enterprise, he can get the full salary.
2.Tax treatment differences.
There is also a difference in tax treatment between a monthly salary of 20,000 yuan and an annual salary of 240,000 yuan. Depending on the tax laws of different countries and regions, there may be significant differences in after-tax income between monthly and annual salaries.
This means that even if the nominal income is the same, the actual net income received may be different.
3.Occupational security is different.
On the surface, there is no difference between a monthly salary of 20,000 yuan and an annual salary of 200,000 yuan, but in real money, from a psychological point of view, the difference between monthly salary and annual salary may also affect an individual's job satisfaction and quality of life. The stability of a monthly salary of $20,000 may give a sense of security, while the uncertainty of an annual salary of $240,000 may lead to psychological stress and career insecurity.
For example, most of the general ordinary employees adopt the monthly salary system, and their work results are not directly related to the results of the enterprise, like the front-line employees of many manufacturing enterprises, they all adopt the monthly salary system.
For those positions that can have an impact on the operation of the enterprise, such as CEOs, department managers, and senior employees, they mostly adopt the annual salary system, which considers their contribution to the operation of the enterprise, and the greater the contribution, the higher the income obtained, which covers huge uncertainties, of course, compared with ordinary employees who receive monthly salaries, the pressure is also greater.
02 hr reveals the truth.
In fact, there is a big difference between the two ways of calculating compensation.
1.Annual salary system.
It usually includes basic income (that is, monthly salary) + benefit income (i.e., risk income), and even some companies will pay (options, business annuities, etc.).
In general, their basic salary (monthly income) ranges from 50% to 70% of their overall annual salary.
*。If the performance bonus accounts for 30% of the annual salary, there is only 14,000 yuan of pre-tax income per month, if the company's overall operation is not good, the performance bonus at the end of the year may be 0, and the annual income will become 1680 thousand.
In other words, their annual income is basically fluctuating, and there is no guarantee that they can get performance bonuses.
2.Monthly salary system.
This is much simpler, it is 12 times a year, as long as you complete the work tasks conscientiously and are not absent, you can get the corresponding monthly salary.
Moreover, the monthly salary system can also guarantee a pre-tax income of 20,000 yuan per month, but there is no so-called year-end bonus, and the maximum income is 240,000 yuan a year;
Therefore, the annual salary system is related to the business situation of the enterprise, and because of this, the employees who apply the annual salary system also have certain authorizations to exercise their powers within the scope of authorization, and these powers will also have an impact on the business conditions of the enterprise.
However, whether the monthly salary system is authorized or not is not linked to their salary structure, as long as they complete the work as required, do not ask for leave, do not miss work, and reach 20,000 yuan per month.
By the way, on the topic of interviews, many people will use higher bonuses to attract candidates when they are interviewing, and HR is talking about annual salary, so as to lower the candidate's expectations for monthly salary.
People who don't understand may think that the annual salary system is better because they think the bonus is higher, but after joining the company, they find that the difference between the bonus and their expectations is too large, and the total income is much lower than originally expected.
To avoid this, during the interview, when you are tricked by HR with a bonus and let you choose the annual salary system, it is best to ask HR a few things:
First, what is the actual bonus paid by the company in the past two years?
Second, what percentage of bonuses did companies pay in the past?
Through these two questions, you can quickly calculate the difference between monthly salary and annual salary, and choose a salary method that is more suitable for you.
In addition, when choosing a job, you need to consider not only the level of salary, but also the stability of income and long-term career development prospects.
Wan Ziwen said: Every word of the article is typed out by me, and I am reading it by clicking on it, so that I know that you are also doing your best for life.