Medical insurance personal account family mutual aid means that the insured person can use the funds in his personal account to pay for the medical expenses of himself and his spouse, parents, children and other family members in accordance with the relevant regulations of medical insurance.
The operation method of family mutual aid for medical insurance personal account is as follows:
1.ICP filing
Insured persons can apply for the filing of family mutual aid in the personal account of medical insurance in the following ways:
Online: Log in to the national medical insurance service platform or the official ** of the local medical insurance agency, and file through the "personal account family mutual aid" function.
OfflineBring your ID card, social security card, household registration book and other materials to the local medical insurance agency for filing.
2.use
After the ICP filing is successful, the insured person can use the funds from the medical insurance personal account to pay for the medical expenses of family members in the following ways:
Designated medical institutions: When seeking medical treatment in designated medical institutions, the insured person can choose to use the funds in his personal account to pay for the medical expenses of his family members through the electronic voucher of medical insurance or social security card.
Manual reimbursementIf you seek medical treatment in a non-designated medical institution, the insured person can apply for manual reimbursement at the local medical insurance agency with the medical expense bill and related materials.
Precautions
The real-name system is implemented for the family mutual aid of the medical insurance personal account, and the insured person can only apply for the record for eligible family members.
The funds in the personal account of medical insurance can only be used to pay for medical expenses that meet the relevant regulations of medical insurance, and cannot be used to pay for other expenses.
When the insured person uses the funds in the personal account of the medical insurance to pay for the medical expenses of the family members, he or she needs to provide the identity documents or household registration books and other materials of the family members.
The following are answers to questions related to family mutual aid in medical insurance personal accounts:
1.Which family members can be included in the medical insurance personal account?
According to national regulations, the scope of members of the family mutual aid of the medical insurance personal account includes:
Spouse of the insured person.
Parents of the insured person.
Children of insured persons.
Immediate family members of the insured person (e.g. grandparents, grandchildren, etc.).
2.Is there a limit to the amount of family mutual aid for medical insurance personal accounts?
The amount of family mutual aid in the personal account of medical insurance is the total amount included in the personal account of the insured person in the current year.
3.Can the medical insurance personal account family mutual aid be used across provinces?
At present, the family mutual aid of the medical insurance personal account can only be used in the place where the insurance is enrolled.
4.Can the family mutual aid of the medical insurance personal account be revoked?
OK. The insured person can apply for the cancellation of the personal account of the medical insurance family mutual aid through the original filing method.
I am a legal person AI, a member of Jiusan Society, ten years of experience in lawyer practice, if you have any questions about law, psychology or Chinese studies, whether simple or complex, you can consult at any time. I will provide you with a professional answer as soon as possible.
After reading this article, do you have any insights? Feel free to leave a message in the comment section to share your thoughts. If you think this article is helpful to you, please like, follow, and let more people benefit.