As we all know, China has entered the era of "aging and declining birthrate". According to data released by the National Bureau of Statistics, as of 2022, the number of elderly people aged 60 and above in the country has reached 2800 million, of which the elderly population over 65 years old accounts for 149%, which is equivalent to 15 out of every 100 people being over 65 years old. Obviously, most families in our country will face a lot of pressure to provide for the elderly.
Some people pointed out that in the face of this situation, retirees over 60 years old may encounter three major heart-wrenching problems, what are the specifics, let's find out together.
The pressure on the lives of the elderly is increasing
In recent years, affected by the domestic epidemic and the global economic downturn, China's economic growth has slowed down, although the country has been continuously improving the pension of the elderly, but many people are facing a practical problem, that is, their pension is far from catching up with the cost of living. Everyone feels that when shopping in supermarkets now, the ** of some daily necessities has risen to hundreds of yuan. As for tasting food at the market, it may cost one or two hundred dollars.
Statistics show that only 187% of people have a pension of more than 3,000 yuan. This means that many elderly people have a pension of less than 3,000 yuan, especially in rural areas, and their "pension" may only be more than 100 yuan. As a result, these financially disadvantaged seniors can only actively choose other ways to spend their old age that are suitable for them.
The burden of health care is rising
As people grow older, there will be various problems in people's physical health, especially in China, where a large number of elderly people suffer from chronic diseases. Data shows that China has more than 1900 million older people suffer from chronic diseases, and about 40 million are disabled and semi-disabled. Many older people don't pay enough attention to their health when they are young, or because they are busy with work, various health problems in old age are exposed.
Considering that there is no free medical policy for the elderly and the cost of medical care remains high, it is recommended that the elderly find ways to exercise moderately and prevent diseases, which is also the biggest contribution to the family.
The burden of old-age care has increased, and families are facing greater pressure
In the past, most families in China pursued the belief of "raising children and preventing old age", but with the deepening of aging, many families are bearing more and more heavy responsibilities for the elderly, especially single-child families and empty-nest elderly families. When faced with the old age's life, they feel at a loss.
Nowadays, the working environment of young people has changed dramatically, with fierce competition and relatively low incomes. In such a situation, it is almost impractical to choose to quit your job to take care of the elderly. The cost of hiring a nanny to take care of the elderly for a month is expensive, even in small cities, it also requires thousands of yuan, for most of the elderly, it is difficult to afford the pension alone, although the young people have filial piety, but they are also unable to do it.
Finally
In the face of these problems, in fact, middle-aged and elderly friends have already experienced, and planning in advance can make life more relaxed and enjoyable in old age.
First of all, have some savings on hand. Pensions are not easily spent, and you should be cautious about expensive health care products and keep your money bags. At the same time, help your children in moderation, don't spend all your savings, and leave room for yourself.
Second, focus on maintaining good health. Physical health is the greatest wealth, pay attention to health and cultivate good diet, life and exercise habits. Don't pursue how long you live, but at least live a good quality of life in your old age. life