When we find counterfeit banknotes when depositing money, we will send the counterfeit banknotes to a nearby bank or police station for processing as soon as possible. So, what do banks do when they receive counterfeit banknotes?
1.Encapsulated Counterfeits:When a bank receives a counterfeit banknote, it will encapsulate it with specific labels and instructions, such as the amount, quantity, and type of counterfeit money.
2.Report to the local public security organ:The bank will report the receipt of counterfeit money to the local public security bureau and hand over the counterfeit money received.
3.Vouchers must be kept safe:Banks will also issue vouchers to depositors as evidence that they have handed over the counterfeit money to the bank to avoid being wronged at a later date.
4.Non-refundable:Banks generally do not return counterfeit money to customers, even if the counterfeit money is mistakenly deposited by the customer, or the merchant remitted ** counterfeit money. For the customer's fraudulent behavior, the bank takes more stringent measures and ultimately does not refund it.
It should be noted that if the banknotes you deposit in the bank are found to be counterfeit, the bank is likely to investigate and inquire about you, such as the time, place, and ** of the banknotes purchased and obtained before the banknote arrives. In addition, if a merchant receives counterfeit money during a business activity, they can also ask the bank for help in solving the problem.
In summary, banks will take professional methods and countermeasures to deal with counterfeit money, and at the same time, they should also remind everyone to ensure that they check and store banknotes carefully to avoid financial losses. In the process of using banknotes, you should pay attention to the characteristics on the banknotes and be especially vigilant against various frauds of counterfeit money.
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