I am really grateful to the public security police for helping me recover the money I was defrauded. Originally, I wanted to bring a pennant to everyone to pay a greeting to the early years, but the shop that made the pennant was closed at that time, so I waited until the new year. ”
On February 20, Ms. Zhou, a resident of Nanmo Town, Hai'an, Nantong, brought a seal"Recover 200,000 stolen goods".The pennant walked into the Hai'an City Public Security Bureau and thanked the police for helping him recover 200,000 defrauded money.
In February 2023, Ms. Zhou received aThe ** who claimed to be JD's customer service, the other party helped close JD Baitiao and WeChat Micro Loans, asked Ms. Zhou to transfer the 260,000 yuan in the bank card under her name to the corporate security account, and after the transfer, Ms. Zhou found out that she had been deceived and called the police.
After receiving Ms. Zhou's report, the Hai'an Municipal Public Security Bureau immediately filed a case for investigation, and the police quickly carried out the tracing of the fraudulent funds and immediately started itProcedures for the return of frozen funds, the joint territorial bank finally froze Ms. Zhou's defrauded 200,000 yuan in the first-class card account.
* How exactly.
What about letting the victim fall into the trap step by step?
Let's break down the routine step by step.
Pretending to be a "micro loan customer service", he took the initiative to contact the victim
* Pretending to be a customer service member of a micro loan, a financial institution, an Internet finance staff, etc. (e.g., the "customer service" of a loan platform such as the China Banking Regulatory Commission, a micro-loan, a financial institution, an IOU, etc.).
Gain trust by telling the victim accurately
In order to gain the trust of the victim, ** will use the personal information obtained through illegal channels to accurately report the victim's name, ID number, work unit, loan and other information, and then carry out precision fraud.
The combination of virtual and real dispels concerns
* In the process of committing fraud, the victim is often guided to log in to the fake China Banking Regulatory Commission or the People's Bank of China** to check the credit, and through this operation, the victim's doubts about "whether it is a fraud" are eliminated.
Or take advantage of the victim's low awareness of the formal loan platform and the characteristics of confusion, send the victim a loan SMS link or push a loan advertisement, lure the victim to click on an unknown link with the word "micro loan", and fake the "micro loan" app, so that the victim mistakenly thinks that it is the "micro loan" program in WeChat.
Note!!! "WeLoan" does not have an independent app!
On the grounds of "affecting credit reporting", the victim panics
When the victim relaxes his vigilance, he falsely claims that it is not in line with the relevant national policies, the interest rate is too high, and the account needs to be cancelled, otherwise it will affect personal credit and have serious consequences.
Require the transfer to complete the "clearing and account cancellation".
* Claiming that only by emptying the loan amount can the "zero" and "account cancellation" be completed, so the victim is asked to go to major online loan platforms to borrow money and transfer all the funds into the designated account, so as to achieve the purpose of fraud.
Induce "screen sharing" to be turned on
Note!!! In the above process, the victim is often asked to meet the software to guide the victim's operation, and at the same time induce the victim to turn on the screen sharing function, the purpose of which is to steal personal information such as bank account card number, dynamic verification code and bank password throughout the process.
Xiao Su reminded
It needs to be paid before the loan.
All fees are scams.
"WeLoan" has not launched a standalone app at present
If there is an independent "micro loan" app, delete it as soon as possible
It must be a scam app
If you need a loan.
Please borrow money from a regular financial institution.
In case of scams.
Be sure to call the police as soon as possible.
*: Nantong Internet Police.
Jiangsu Internet Police comprehensive collation and editing.