On January 30, the China Banking Association announced the list of outstanding works of "2023 Banking Good News". "Dig deep into the moat of science and technology! Zhongyuan Consumer Finance Multi-dimensional Efforts, Exploring the Path of Inclusive Finance" won the "'Inclusive Finance' Good News" of the Financial Institutions Group.
It is understood that 2023 is the 12th consecutive year that the China Banking Association has carried out the annual review and release of "good news in the banking industry". This year's review and release work received a total of 169 submissions. The expert jury composed of 12 leaders from ** departments, regulatory departments, industry associations and other units, university scholars, industry experts, etc., strictly implemented the relevant procedures and reviewed 80 "good news" of the financial institution group.
As the only licensed consumer financial institution in Henan Province, in 2023, Zhongyuan Consumer Finance will actively respond to the "Implementation Opinions on Promoting the High-quality Development of Inclusive Finance" issued by Zhongyuan Consumer Finance, innovate consumer financial products and services, and improve the efficiency of inclusive financial services.
On October 8, 2023, the "Striving for a New Era and Starting a New Journey - Research on the High-quality Development and Transformation of Consumer Finance Companies" organized by the Consumer Finance Committee of the China Banking Association entered Zhongyuan Consumer Finance. Based on the results of this research and discussion, Zhongyuan Consumer Finance has formed the "Dig Deep into the Moat of Science and Technology!" Zhongyuan Consumer Finance Multi-dimensional Efforts, Exploring the Path of Inclusive Finance", which has aroused industry attention, first-class communication and user praise, and won the 2023 China Banking Association Financial Institutions Group "'Inclusive Finance' Good News" with this article.
Since its establishment seven years ago, Centaline Consumer Finance has taken scientific and technological innovation as the key engine of high-quality development, and forged core capabilities such as IT drive, product innovation, intelligent risk control, refined operation, and intelligent customer service through continuous exploration of digital upgrading, innovation and iteration in business model, product management, and scientific and technological research and development. For small and micro business owners, individual industrial and commercial households and other groups, Centaline Consumer Finance has launched a pomelo card app that focuses on offline large-amount amounts, effectively connecting market demand and service supply through exclusive account manager services, and improving customer demand satisfaction and service efficiency. In addition, for new employment groups such as courier brothers, food delivery riders, online car-hailing drivers, and construction workers, Centaline Consumer Finance has launched the Centaline Consumer Finance App, which focuses on the principle of small amounts and decentralization, to open up the "last mile" of inclusive finance. By the end of 2023, it has served more than 80 million users and has accumulated more than 320 billion yuan in loans, activating the potential of the urban and rural consumer markets with high-quality financial services.