The past 2023 is a year of vitality for the fintech industry, and the vertical development of a new generation of artificial intelligence represented by large models in the industry is expected to bring a disruptive impact to fintech. On January 9, KPMG, a world-renowned accounting firm, officially released the "2023 Double 50 Fintech Enterprises" list, and Rubik's Cube was once again on the list by virtue of its technical strength in the field of fintech and innovative practice of large models, becoming the "Top 50 Fintech Enterprises" for four consecutive years. Along with the Rubik's Cube, industry leaders such as Hang Seng Electronics and Digital China have also won this award.
Five dimensions, select "advanced model experience".
As one of the world's top 500 companies and one of the four major international accounting firms, KPMG has held eight consecutive FinTech 50 awards since 2016. After several months of review, the list quantitatively evaluated and produced excellent fintech companies in the comprehensive index from five core dimensions, including science and data, innovation and change, financial service popularization, capital market recognition, and industry development prospects, which not only covers the leading enterprises in China's fintech field, but also represents the most cutting-edge scientific and technological innovation forces in China's fintech field.
With the continuous maturity of the development of the fintech field, the companies on this year's list are more mature and have deeper exploration of technology. As an AI-driven intelligent wealth management service platform, Wealth Management Cube has been continuously exploring wealth management service models suitable for Chinese investors since 2015.
Pictured: Rubik's Cube was listed in the "2023 KPMG China Fintech 50 List".
Eight years of honing and digging deep into the unlimited potential of AI wealth management.
In 2016, Wealth Management Cube began to build a wealth management system suitable for China, and after two years of careful polishing and improvement, it became the first company in China and the only company so far to realize the "thousands of people, thousands of faces" intelligent wealth management services. Since 2018, the Wealth Management Cube has undergone three system upgrades, and has gradually established a cognitive system based on wealth management services, that is, the 3C investment advisory service standard of "customer position, personalized customization, and accompanying service" that the Wealth Management Cube has been deeply cultivating.
It is worth mentioning that starting from 2022, the Rubik's Cube will once again shift its focus to the upgrade of AI technology, hoping to provide better services for a wider range of investor groups, and at the end of 2022, it will begin to replace and innovate the entire wealth management system with a large model. This move has also become a key factor in winning the "Top 50 Fintech Enterprises" for the fourth consecutive year.
It is understood that the whole set of intelligent wealth management system of Rubik's Cube includes three modules: customer portrait, investment and operation: customer portrait module, that is, intelligent customer analysis and management system, which can carry out personalized education and psychological massage for customers with changes in the customer life cycle; The investment module is a product recommendation system based on customer needs, as well as a "magic platform" of intelligent investment management system; The operation module is a system that can automatically generate content, analyze the market according to market changes, and automatically generate personalized operation content for customers.
After 8 years of unremitting efforts and iterative cultivation, Rubik's Cube has successfully established a set of first-class investment research and portfolio construction system with artificial intelligence technology as the core and personalized risk customization as the foundation. Wealth Management Cube has independently, independently developed and trained a series of tool systems, AI algorithms and models, and has achieved remarkable practical results in financial investment research, trading technology and customer operation.
On the large model application side, a new business trend is emerging.
According to the "2023 Chief Insight Report on China's Fintech Enterprises" released by KPMG and the Internet Finance Association of China, from the perspective of the landing track, Fortune Technology is expected to become one of the three popular tracks for AIGC to take the lead in landing. The intelligent implementation of wealth technology applications represented by wealth management cubes in multiple business scenarios such as investment advisory, investment research, and risk control will greatly improve service efficiency and service upgrades, and at the same time improve the efficiency and scale of financial management.
At the award ceremony, Yuan Yulai, founder and CEO of the financial cube, said in the roundtable exchange of "Application Trends and Ecological Prospects of Large Models in the Financial Industry" that a wealth management assembly line work that previously required ten vertical small models to complete is now a large model can complete seven or eight small models to do well. The application of the financial model has brought a huge space for imagination.
Figure: Yuan Yulai, founder and CEO of Money Cube, participated in a roundtable discussion on "Application Trends and Ecological Prospects of Large Models in the Financial Industry" (second from right).
It is understood that the financial cube is empowering its technical advantages in the field of intelligent wealth management to other industry institutions to help them quickly build professional service capabilities. For the technology-driven financial management cube, no matter how the market changes, the accumulation of data and technology capabilities, user demand insights and industry know-how has always been the cornerstone of the intelligent wealth management platform.
The wheels of the era of financial technology innovation are rolling forward, and the technological innovation platform represented by the wealth management cube has laid a good foundation for the comprehensive promotion of the intelligent wealth management business. In the future, such platforms are expected to cooperate with other market players to jointly promote the healthy development of the intelligent wealth management industry while improving the comprehensive investment experience of investment.