Zhuzhou News Network, February 4 (correspondent Liu Jenny) Recently, the results of the "2023 Excellent Cases of Inclusive Finance" held by People's Daily News were released, and Chinese Life Insurance Co., Ltd. *** hereinafter referred to as "Chinese Life Insurance Company") won the "Helping Rural Revitalization Award" for its "Poverty Prevention Insurance" inclusive comprehensive insurance innovation project.
If the nation is to be rejuvenated, the countryside must be revitalized. The report of the 20th National Congress of the Communist Party of China pointed out that the most arduous and arduous task of building a modern socialist country in an all-round way is still in the rural areas, and it is necessary to consolidate and expand the achievements of poverty alleviation, enhance the endogenous development momentum of poverty alleviation areas and people, improve the rural financial service system, and comprehensively promote rural revitalization.
Chinese Life Insurance Company has thoroughly implemented the decision-making and deployment, given full play to its comprehensive financial advantages, actively explored and practiced, and piloted the "Poverty Prevention Insurance" inclusive comprehensive insurance project in Chongzuo City, Guangxi. The project focuses on the factors that cause poverty and returns to poverty, sets up a poverty prevention guarantee line based on data analysis, includes poverty prevention monitoring households due to illness, education and disasters into the key monitoring scope, implements dynamic management, intensive operation, whole-process service, and over-compensation risk sharing mechanism, and contributes "China Life Wisdom" to the rural revitalization of "insurance + banking" comprehensive financial services.
Cooperate with government and security to strengthen top-level design. Starting from serving people's livelihood, Chinese Life Insurance Company actively cooperates with the best work measures, sets up a special team, constantly adjusts ideas and innovates models, researches and drafts the implementation plan of the "poverty prevention insurance" inclusive comprehensive insurance project through grassroots visits and investigations, comprehensive investigations, accurate screening and other means, and forms product design ideas and promotion and implementation models. Deepen cooperation between government and insurance, and give full play to the role of inclusive life insurance in protecting people's livelihood.
Integrate resources and give full play to comprehensive financial advantages. Implementing the long-term working mechanism of "one national life, one package of assistance", Chinese Life Insurance Company has joined hands with Chinese Life Property Insurance Company and China Guangfa Bank to participate in poverty prevention relief and risk sharing due to illness, education and disaster. Each institution has a clear division of labor and close cooperation, giving full play to the advantages of comprehensive finance, and creating a "insurance + bank" comprehensive financial assistance model.
Comprehensive protection, research and development of insurance product portfolios for factors that cause poverty and return to poverty. According to the work practice of "precision poverty prevention insurance" in the early stage, Chinese Life Insurance Company concluded that illness, disaster and education are the key factors that cause poverty and return to poverty. In view of these three factors, combined with the actual security needs of the poverty alleviation population in Chongzuo City, the development of "due to illness", "due to learning" and "due to disaster" three types of insurance product portfolio, fully applicable to the marginal vulnerable to poverty, poverty alleviation unstable households, sudden serious difficulties households, key monitoring personnel, etc., to meet the diversified insurance protection needs of the poverty alleviation people.
Serve the people and establish a "one-stop" service mechanism. Chinese Life Insurance Company has established a precision poverty prevention insurance service center, set up a service window, integrated the resources of multiple departments, and specially provided efficient and convenient services such as expense review, investigation and compensation, policy publicity, consultation and answers, and progress inquiry for people in difficulty.
This award reflects the full affirmation of Chinese Life Insurance Company from all walks of life to continuously strengthen its political, popular and professional nature, and also reflects the responsibility and responsibility of Chinese Life Insurance Company as the "head goose" of the industry to serve the overall development of the country. In the future, Chinese Life Insurance Company will further explore sustainable insurance poverty prevention models, promote the upgrading of precise poverty prevention, and write a new chapter in serving rural revitalization.
First trial: Liu Xiaowei.
Second trial: Liu Shuqi.
Third trial: Sun Juan.