Since 2024, there has been good news about the property market, and in recent days, policies related to the property market in various cities have also been frequent.
On January 27, Guangzhou issued a new policy for the property market: the purchase restriction of housing over 120 square meters was cancelled.
Three days later, that is, on January 30, the property markets in Shanghai and Suzhou have come with big news.
Shanghai has also issued a new policy for the property market
Starting from January 31, non-residents who have paid social insurance or individual income tax for five consecutive years or more in the city can purchase one house in areas outside the outer ring (except Chongming District).
The biggest difference between this policy and the previous regulations on the qualifications of non-registered persons to buy houses is that the previous qualification for non-registered residents to purchase houses was "5-year social security tax + married", but this time the restriction of "married" has been cancelled.
How so? Shanghai's abolition of "purchase restrictions" is not particularly large compared with Guangzhou, but it also shows an attitude towards the property market. As the largest economic city, it is rare to be able to respond so quickly, compared to Beijing and Shenzhen, there is no news yet.
And the news of the property market in Suzhou is more heavy.
According to some ** reports, according to the relevant staff of the Suzhou Municipal Bureau of Housing and Urban-Rural Development, "the purchase of new houses and second-hand houses does not require the qualification review of house purchases, and the new house sales restriction policy is still two years." ”
This means that Suzhou no longer reviews the qualifications for buying houses, isn't this a disguised comprehensive cancellation of "purchase restrictions"? Anyway, I don't look at your qualifications anymore, you can buy it if you want. I think this trick is good, and the people of Suzhou are quite wise.
Of course, even if Suzhou completely cancels the "purchase restrictions", I don't think it's surprising, and now at this time, the property market needs some stronger support measures to be able to ease up. I believe this will be the path that most cities will eventually take.
Judging from the current momentum, the measures to "save the property market" in 2024 may be greater. Many people may be puzzled, and when they are puzzled, don't keep staring at real estate, you can look at the economic situation and the changes in the surrounding area in recent years. I dare not say that real estate still plays an important supporting role in the domestic economy, but it is still very important and still a pillar. The continued downturn in real estate is undoubtedly a drag on the economy.
In addition, judging from the proportion of middle-class family wealth, most of their wealth is precipitated in the house, and the house price continues to **, which means that their wealth has shrunk and may even become negative equity. If so, do these people still dare to consume? Without this part of the consumption upgrade, is there a problem with the economy?
So the property market is still saved. The HKMA also expressed its stance some time ago to accelerate the implementation of the urban real estate financing coordination mechanism, more accurately support the reasonable financing needs of real estate projects, and promote the stable and healthy development of the real estate market. The deployment meeting of the Ministry of Housing and Urban-Rural Development on January 26 made it clear that it is necessary to adhere to the city-specific policies, precise policies, and one city, make good use of the policy toolbox, and fully give the autonomy of urban real estate regulation and control, and cities can adjust real estate policies according to local conditions.
First, it is necessary to give support to real estate financing, and second, it is necessary to fully delegate power to various cities in the adjustment of real estate policies. As for the effect, let's see more!