The plan of the year lies in spring, and the arrival of the new year has stimulated people's infinite expectations and yearning for a new life. At this new beginning, financial management has become the focus of many people's attention, and they want to set clear financial goals for the new year through careful planning and rational planning. This attitude and action not only highlights the value of personal assets, but also reflects their sense of responsibility and planning for their future life. Just as the arrival of spring is an important turning point in nature, if young people can master scientific financial knowledge as early as possible and cultivate excellent planning skills in the "spring" of life, it will undoubtedly help them walk more steadily on the road to wealth in the future.
With the development of society and the renewal of concepts, more and more young people have begun to realize the importance of financial management, and they have begun to learn investment and financial knowledge early to actively plan their financial future. According to the "2022 Young People's Financial Management Survey" released by Tencent Research Institute, among the "post-90s" and "post-00s", 792% of people have invested in stable wealth management products such as currencies and bonds, ranking first; Bank deposits, on the other hand, ranked second with 51% of the purchase experience. These data fully show that the importance and participation of young people in financial management are rising.
However, while pursuing sound financial management, contemporary young people still have a certain blindness in financial management. For example, when investing, some "new people" often chase too much after popular industries or "hot products" with high rates of return and lack independent judgment and risk awareness. They rely too much on the recommendation of friends or Internet influencers, and even blindly follow the trend to buy, which undoubtedly increases the investment risk. Therefore, young people should not only remain cautious and rational in the process of financial management, but also continuously improve their financial literacy and judgment ability to ensure that their financial management path is stable and lasting. At the same time, young people should also realize that financial management is not only for the pursuit of short-term high returns, but more importantly, through long-term and stable investment, to achieve the preservation and appreciation of personal assets, as well as to cultivate their own life planning ability.
In the view of Qiniu Academy, if the younger generation or new financial management people want to truly become "mature" financial managers, they need to be filled with professional financial knowledge. As a leading financial literacy knowledge learning platform, Qiniu School adheres to the transmission of professional financial knowledge, carries out zero-threshold knowledge popularization for the majority of ordinary users, and meets the information receiving habits of different users through the combination of live broadcast, ** and audio, as well as the learning needs of fragmented time, narrows the distance between financial knowledge and the public, and does a good job as a translator between professional knowledge and the general public.
Qiniu Academy has created professional content of different depths, covering multiple professional knowledge sectors such as ** and insurance, and built a professional and systematic financial literacy knowledge system to fully meet the personalized learning needs of students, so that more users can gradually master scientific investment skills and improve their financial literacy in an all-round way through professional and systematic learning and practice.
Learning financial knowledge and improving financial literacy, so as to learn to plan your wealth and life path more reasonably, is not only about money management, but also a detailed description of the life blueprint. In the future, Qiniu Academy will continue to promote financial knowledge to the public, improve national financial literacy, and help more people take every step of life.
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