In daily life, we may encounter a situation where the limit of 5000 for a type of card is not lifted. This is mainly because the first type of card belongs to the business restrictions set by banks for individual customers, aiming to prevent financial risks and ensure the safety of customers' funds. When we encounter this situation, we can try the following methods to solve it:
1.Bring your ID card and other relevant identification documents to the nearest bank branch to apply for the cancellation of the bank card limit.
When we encounter a situation where the limit of 5,000 for a type of card is not lifted, we can try to provide supporting materials to the bank to prove that our capital transactions are reasonable and legal. For example, we can provide payslips, tax payment certificates, business licenses, and other relevant materials. With these documents, the bank can review our transaction and, if it complies with the regulations, may help us lift the limit.
With your ID card and other relevant identification documents, you can easily go to a nearby bank branch and apply for the cancellation of the card limit. Through a series of business processes, we can not only remove the limit of your bank card for free, but also increase the limit of your bank card according to your needs.
Please note that if the transaction prompts "Return Account Tier Management Exceeded", this is usually due to the transaction limit set by the bank to prevent online fraud. At this time, the bank has implemented a hierarchical protection of the customer's funds. In this case, we are unable to increase the limit through manual customer service or online application through mobile banking, you must bring a valid ID card, relevant debit card and your own real-name mobile phone to any branch in the first-level branch where the bank is located. In addition, if you have not bound the mobile banking app for a long time, the transfer limit may be reduced to 5,000 yuan. If you want to remove this limit, you can bring your valid ID card, contracted account and mobile phone to any relevant bank branch to cancel the mobile banking and sign up again, and bind the client in time.
2.Conducting business through mobile banking or online banking is not only convenient and fast, but also can be operated anytime and anywhere. Generally speaking, the transaction limit of mobile banking is 5,000 yuan, but if you want to modify this limit, you only need to log in to the mobile banking app, follow the steps of "transfer and remittance" - "transfer settings" - "transfer limit settings", and then perform face authentication, and you can adjust the single limit and daily cumulative limit to 0. However, it should be noted that if your mobile phone is replaced, flashed or the system is reset, it may cause the mobile banking transfer limit to be reduced to 5,000 yuan. At this point, you need to update the Mobile Banking app to the latest version and follow the instructions when you log in for the first time to transfer money to the "Upgrade Authentication Level" page. If you are an online banking shield customer, you can also log in to your personal online banking through your computer and enter the menu of "My Account" - "Mobile Banking Management" - "Device Binding and Unbinding" to improve the authentication level of your new mobile phone. If none of the above methods can be successful, then you can only go to the branch with your ID card, contracted bank card and new mobile phone to handle relevant business.
3.Contact your bank's customer service
In the process of solving the problem, we can contact the bank's customer service for consultation. Explain our specific situation to the bank's customer service through **, customer service, etc., and ask for ways to lift the limit of a type of card. We need to be patient and polite during the communication process in order to better get help from the bank.
4.Apply for a limit increase
If our fund transaction needs do exceed the limit of a type of card, we can try to apply to the bank for an increase in the limit. During the application process, we are required to provide sufficient justification and supporting materials to show that our funding transaction needs are reasonable. After receiving the application, the bank will review it according to the policy provisions and our actual situation. If the review is passed, we can lift the limit of 5,000 for one type of card.
5.Consider applying for a Class II card
If the limit of the first type of card cannot be lifted, we can also consider applying for a second type of card. Class II cards are relative to Class I cards and have certain limitations. For example, the non-counter transaction limit for Class II cards is $200,000 per day and cannot be overdrawn. By applying for a Class II card, we can solve the problem of the limit of a Class I card to a certain extent.
When we encounter a situation where the limit of 5,000 for a type of card is not lifted, we can solve the problem by understanding the policy regulations, providing supporting materials, contacting bank customer service, applying for an increase in the limit, and applying for a second-class card. During this process, we need to be patient and sensible, and actively communicate with the bank in order to better solve the problem.