In the near future, the Chinese New Year will come as scheduled. Looking back on 2023, the downturn in the real economy, real estate and job markets is like a thick haze, making it difficult for many people to make a living. But the hope and expectation of life are still flickering in our hearts, and everyone is looking forward to breaking free from the shackles and living a richer life this year. In fact, compared to last year, the opportunity to make money this year is better, but that doesn't mean that you can take it lightly. There are still five major traps in society that you can fall into if you are not careful.
First of all, shop investment is like a reef. In the past, people were keen to buy shops and expect a steady rental income. However, the rise of e-commerce and shrinking consumer demand have made it difficult for many merchants, and the shop rental market is becoming sluggish. Investors who were saddled with loans are now in deep trouble.
Secondly, the pitfalls behind the franchise store should not be underestimated. These attractive projects often struggle to achieve the expected benefits under the guise of franchise fees, training fees, and advertising fees. I once met an investor with millions of dollars in his hands, but became a victim because of his unfamiliarity with the industry. After a year of hard work, he finally chose to give up because he could not continue.
In addition, financial investment needs to be cautious. The reduction in bank deposit rates has forced people to turn to high-risk, high-yield wealth management products. However, many wealth management companies lure investors under the guise of lure, but in fact there is a hidden crisis. In the current market environment, the risk of blind investment and financial management cannot be ignored. A sound investment strategy may be a better option, at least with a guaranteed principal.
In addition, you need to pay attention to the application of fitness cards. In order to raise funds, merchants have launched a membership card system, which seems to be preferential but actually hides risks. Once the funds fall into the pockets of merchants, it is difficult to get them back. Many gym goers have lost their money in advance due to the club's closure.
Finally, it's important to think twice about how easy it is to quit your job. Young people can easily quit their jobs when they encounter difficulties at work, but they do not know that the employment situation is serious. Every year, a large number of fresh graduates enter the workforce, and stable jobs and income are becoming more and more precious. It is wise to choose to resign when the time is right.