Online fraud is a criminal act in which fraudsters are adept at delving into people's psychology and exploiting human weaknesses to deceive and obtain personal information, property, or other benefits.
Greedy psychology: Greed often blinds people. Many people dream of high returns, low risk, getting rich for nothing, getting rich quick. Greed makes it easy to ignore potential risks and be willing to gamble. Traps such as fake winning information and freebies are harvesting stubble after stubble of "leeks".
Curiosity: People are always curious about new things, and this curiosity is the driving force for progress. Using people's curiosity, online scammers can easily lure more people into pre-set traps. In the age of the Internet, it is difficult to verify the authenticity of many pieces of information. New products, new ways to play, new technologies, and pitfalls emerge one after another.
Fear: Faced with threats such as account theft, monetary loss, legal liability, etc., people often rush to solve problems because of fear, leading to confusion in their thinking and falling prey to fraudsters.
Sloppy psychology: Online scammers carefully design disguises and imitates legitimate agency procedures, ** or applications, and takes advantage of people's sloppy attitude and good nature towards information to easily deceive victims.
Failure to learn: The neglect of cyber security knowledge and the lack of understanding of basic security concepts make people's awareness of prevention weak.
Blind obedience psychology: fake news, ** by exaggerating the probability of events to attract attention, coupled with the repeated emphasis of network algorithms, make people misjudge, thinking that "per capita rich and handsome" and "per capita white rich and beautiful" are the social norm.
Online scammers take advantage of people's weaknesses such as greed, fear, curiosity, social needs, gullibility, and luck psychology to induce people to behave irrationally and achieve their fraud goals. Therefore, enhancing cyber security awareness and increasing vigilance against cyber fraud is the key to preventing becoming a victim of cyber fraud.