Today's young people are becoming more and more pragmatic. From the original consumerism of refined poverty to affordability, it is the progress of the times, and it is also the result of hitting the south wall. From moonshine to full moon, we all need to go through a process.
1. How can you save 100,000 yuan a year with a monthly salary of 10,000? Why can't you save it?
This boy is from Hangzhou, Zhejiang, how did he do it in Hangzhou, where consumption is so high?
According to the boy's own statement, his monthly salary is more than 10,000 yuan. His rent is about 1,000 yuan, and 600 yuan a month for his own cooking is enough. When shopping online, he usually uses the points he obtains in exchange for some toilet paper, laundry detergent and the like. I generally don't go to other places on weekends, mainly to go to the library to read books, which can not only save money, but also improve myself. In addition, there is a year-end bonus, and 100,000 yuan was saved in this way.
So why are many of us, even though our income may be higher than his, but we still can't survive? Are you living a life of Didi ride-hailing and eating takeout? If you live a few kilometers away, Didi's online car-hailing will cost 15 yuan, and the round trip is 30 yuan. It's nearly 1,000 yuan a month.
If you still want to order takeout every day, the cheapest takeout is 20 yuan each time, a little more normal is 30 yuan, three meals a day is 100 yuan, and takeout alone is 3,000 yuan. You are buying clothes every month, five or six hundred for a piece of clothing, and you buy at least two or three pieces a month, which adds up to 1,500 yuan. If there is skin care and makeup, it is also five or six hundred, plus entertainment and social interaction, the cost of living is about 6,000 yuan. The rent is generally 2,000 yuan, some even 3,000 yuan, and basically 8,000 yuan is gone. If you travel again every month, you will basically be a moonlight clan.
Hotspot Engine Plan Second, change your thinking, don't be a consumer and be a saver if you are not rich.
The reason why young people can't save money is because they have no concept of money. If you want to quickly achieve financial freedom, the focus is on how to create income points, and you can save money just by opening sources and reducing expenditures, but it must be painful. Don't spend what you shouldn't spend, after all, only when you have money in your hands, you have the courage to face the sudden changes in life.
When you're a moonshiner, you're afraid of losing your job, you're afraid of getting sick, and you don't have any ability to fight the risks of life. Therefore, since God has given us a youthful appearance and body, we are actually compared to middle-aged people, our youth and time are capital.
Learning like this young man, you shouldn't spend what you shouldn't spend, but at the same time, you have to surpass this young man. Make money through multiple channels. Do you dare to take on a challenge, set a goal, save at least 200,000 a year, if you can, save 1 million a year.