There are some important considerations when it comes to work-related injuries to ensure that the rights and interests of employees are not compromised. Here is a detailed explanation of the five key points you mentioned:
1.Workers' compensation is no-fault liability: This means that even if an employee's illegal operation results in a work-related injury, the employer must be liable for compensation. Employees are not required to be held liable because workers' compensation is based on the principle of no fault.
2.*Don't rely solely on Medicare during a work-related injury hospitalization**: This may not be the best option if your boss recommends using medical insurance only to handle work-related injury hospitalization expenses. Work-related injuries should be covered by workers' compensation insurance, rather than relying solely on health insurance.
3.*Commercial insurance is not a substitute for work-related injury insurance**: In workers' compensation for workers' compensation, commercial insurance cannot be used to replace the compensation of work-related injury insurance. Workers' compensation insurance is a special insurance that provides coverage for work-related accidents in accordance with the law.
4.*Conduct a work capacity evaluation**: If a work injury occurs, a work ability test should be conducted instead of a disability test or a judicial test. A labor capacity appraisal is a formal procedure for assessing the impact of a work-related injury on an employee's ability to work.
5.*Wages during the period of recuperation shall be paid according to the standard before the injury**: During the period of recuperation, the salary should be paid according to the standard of the salary before the injury, not just the basic salary or minimum wage.
In summary, these points are to protect the rights and interests of employees in the event of a work-related injury. Knowing and remembering this information is essential to ensure that justice is done in an incident of work. At the same time, employees should be aware of their legitimate rights and interests, and seek legal assistance if necessary to protect their own interests.