In the current application of China's financial industry, imaging technology is often used for image storage of original vouchers, that is, after the business processing is completed, a large number of paper documents are scanned and other processed into images for storage, so as to facilitate future queries. However, imaging technology is only used for the storage and query of vouchers, and the two processes of image processing and business processing are independent, which cannot solve the problem of digital information collection and transmission. Moreover, for some businesses with high professional and technical requirements, such as risk management, credit execution, corporate business, international settlement, supervision and audit, business department, etc., a large amount of paper transmission is often still required, and it is difficult to improve business processing efficiency and business risks are not easy to control.
The characteristics of credit approval business are a large number of transactions, a large number of customers and a relatively small number of duplicate loans. For banks, the pre-loan credit understanding and post-loan daily management of this kind of loan are more complicated than that of corporate loans. This means that the amount of loan documents is large, and the corresponding paper-based operation process, such as customer information, credit contract, pre-loan investigation, post-loan management, inspection and post-evaluation and other credit materials collection, will form a heavy burden.
In view of these shortcomings of the bank's office, the high-speed camera has made a great contribution to the active optimization of its office systems and processes. It not only has obvious advantages in handling customer business and centralized authorization of bank counters, but also in avoiding bank risks, as well as the electronic archiving of paper documents such as customer signature materials, application forms, certificates, and mortgage documents reflects a high degree of comparability.
The emergence of high-speed cameras not only solves the cumbersome problem of paper document processing, but also greatly improves the efficiency and security of bank office. With the help of the high-speed camera, the bank can realize the rapid digitization of customer information, credit contracts and other documents, reduce the processing and storage costs of paper documents, and also facilitate future query and management.
More importantly, the high-speed camera has played a huge role in the bank's credit approval business. Due to the characteristics of credit business, a large number of customer information and credit materials need to be collected, and the processing and management of these paper documents has always been a difficult point for bank offices. The fast scanning and electronic functions of the high-speed camera enable banks to complete these tasks more efficiently, greatly improving work efficiency and reducing business risks.
In addition, the high-speed camera can also realize remote centralized authorization, so that the bank can achieve more efficient collaborative office between different regions and different departments. Through the high-speed camera, the bank can quickly convert paper documents into electronic documents, and transmit them to the authorization center for review and authorization through the network, avoiding the cumbersome transmission and approval process of paper documents, and greatly improving work efficiency.
To sum up, the emergence of high-speed cameras has brought great convenience and benefits to bank offices. By enabling the rapid digitization of paper documents and remote centralized authorization, banks can complete tasks more efficiently, improve work efficiency and security, and reduce business risks. It is believed that in the future, the high-speed camera will play a more important role in the bank office.