Alipay's sesame points, this scoring system that has been paid attention to by many users, what is its use? Today, let's talk about this sesame point that is both familiar and unfamiliar.
We need to know what sesame seeds are. It is a credit scoring system launched by Alipay, which is calculated based on multiple factors such as users' consumption behavior, financial situation, social network, etc., and is designed to assess an individual's credit status. So, what are the benefits of a high score?
If you are a user with a sesame score of 600 or above, congratulations! You've entered the ranks of "honor students". High-scoring users can enjoy lower interest rates when borrowing because banks and financial institutions perceive you as creditworthy and repayable. In addition, when renting, traveling, or even looking for a job, a high sesame score will also be a plus for you. Some landlords will prioritize tenants with high sesame points, believing them to be more reliable; Some travel platforms will offer you a deposit waiver; Some companies may use sesame points as a reference for selecting candidates.
But there are many netizens who said that it doesn't matter if it's closed, anyway, the amount given is not high, and now many people have used the Taurus flower on WeChat *** to replace Huabei to borrow, and the amount given is high and convenient, if there are friends who know or have opened it, leave it for comments, let everyone open it.
However, this does not mean that a low score is useless. Users with low sesame points don't have to worry too much, and they can gradually increase their sesame points by repaying them in a timely manner and reducing overdue records. Moreover, not all occasions in life require you to have a high sesame score. Sesame is more like an incentive to encourage everyone to develop good financial habits and be a trustworthy person.
In addition to the above benefits, Sesame Fen can also bring some unexpected convenience to users. For example, users with high sesame points may be exempt from the deposit or pay less when using a shared bicycle; You can enjoy more discounts and service guarantees when shopping online; Even in some community services, a high sesame score can make it easier for you to be trusted and helped.
Sesame points are like a digital credit card, which can bring substantial benefits to users in many ways. Although it is not a panacea, in this era of increasingly important credit, a high sesame score can undoubtedly bring more convenience to your life.
After reading these, do you have a deeper understanding of sesame seeds? No matter how high or low your sesame score is, it's always right to maintain good credit habits. After all, in the digital world, credit is gold.