At present, when consumers buy cars, some links still do not support online processing and circulation, which affects the consumer experience, processing efficiency, and increases costs. In the process of purchasing a car and registering it, consumers still need to provide the original paper version of the retail invoice and certificate, which makes it impossible to handle it remotely online; Paper materials are easy to wear, lost, not easy to preserve and other defects, and are prone to damage, loss, reopening, etc., which increases the cost of materials, circulation and management of the whole chain of automobile consumption.
The state encourages the circulation of data elements as means of production, and empowers them through data algorithms to bring consumers an accurate, timely and differentiated consumption experience, but due to various factors, data circulation has not been realized in a real sense. Zhu Huarong, deputy to the National People's Congress, Secretary of the Party Committee and Chairman of Changan Automobile, said that there are still some local policies for the automotive industry that are not uniform, or some policies in the industry are relatively lacking, resulting in the fairness of consumer vehicle use, the fairness of brand competition, and the acceleration of vehicle upgrading.
To this end, Zhu Huarong suggested that the electronic retail invoice of automobile consumption can be implemented, and the licensing process can be online, so as to realize the convenience of the process, improve efficiency and reduce costs.
At the same time, the national level should review and improve relevant laws and regulations and industry regulatory requirements, accelerate the establishment of data circulation platforms and mechanisms, and empower enterprises to innovate consumer experience. First, it is recommended to review and optimize the current laws, regulations, and regulatory requirements that have restrictive factors on data circulation, and eliminate the concerns of various industries and enterprises about data circulation; Second, it is recommended to speed up the construction of data circulation platforms and the improvement of mechanisms, such as data authorization, data pricing, revenue distribution, security supervision, and compliance transactions.
In terms of the industry, Zhu Huarong suggested that relevant policies can be coordinated to optimize the level playing field in the automobile market. For example, for the subsidy protection policy for real estate vehicles, it is recommended to orderly clean up and abolish policies that hinder the unified market and fair competition, such as local protection, market segmentation, and designated transactions, so as to create a fairer and more reasonable environment for the national unified market; For the ownership of old cars, it is recommended to introduce a more vigorous subsidy policy of "trade-in, scrapping and renewal" to speed up the replacement of old cars.
He also suggested promoting "total to total" cooperation between car companies and insurance companies, reducing intermediate links and reducing the cost of consumer insurance purchase. Specifically, it can promote the "total to total" cooperation between car companies and insurance companies, make the insurance business online and disintermediary, and provide consumers with online transparent, open and concise independent insurance channels and comparison schemes; Promote product innovation in the auto insurance market through "total-to-total" cooperation, cooperate and share new auto insurance segments, jointly reserve core technologies, reduce auto insurance premiums, and improve customer car experience.
Re-reported to the group's ** kitchen production.