Is ETF or ETF connection better for the average person?

Mondo Finance Updated on 2024-03-04

**:Bosera**.

Since the beginning of this year, major funds have continued to flow into the market through ETFs. According to a recent research report released by UBS, as of February 23, 2024, the total scale of net inflows into A** fields through ETFs such as **Huijin during the year may exceed 410 billion yuan.

Since last year, the structural differentiation of A-share ** has intensified, and it is not uncommon for active equity ** to outperform the index under the contribution of a small number of industries. In this context, ETF investment tracking the underlying index has undoubtedly become the favorite of the majority of investors.

ETFs are familiar to everyone. However, after coming into contact with ETFs, many people find that there is another type of ETF connection. What is the difference between this type of ETF and what we often call an ETF? How do we do that?

What is the difference between an ETF and an ETF connection?

ETFs, commonly known as passive indices**, track the index's rise and fall by replicating 100% of the underlying index. ETF feeding, on the other hand, invests a large portion of the assets in ETFs managed by the same manager, thus replicating the movements of the underlying index ETFs. To put it simply, ETFs are used to track the underlying index, while ETF connections are used to track ETFs.

Therefore, there is a big difference between the two in terms of transaction methods and rates.

In terms of trading methods:

ETFs are listed on an exchange and can be bought and sold in both the primary and secondary markets. Investors can only buy and sell ETF shares in real time through the **, barter" in hand, or subscribe in cash during the ETF issuance and subscription stage. This also means that investors who trade ETFs need to open an account and buy through channels such as **company.

ETF connection** is over-the-counter**, which is the same as ordinary open-ended**, and can only be subscribed and redeemed in the primary market, without opening an account, and can be bought and sold through **company, bank, brokerage or third-party distribution agency. However, after the redemption order is placed, it is usually necessary to wait until the same day** to complete the net worth confirmation and settlement.

On the investment rate:

ETFs will not be charged subscription fees when they enter the secondary market, but will pay commissions to brokers just like ** transactions, and stamp duty will be exempted. ETF Connect** can only be redeemed in the primary market, and there is a certain redemption fee. Therefore, in terms of fees, ETFs are more favorable than ETF connections**.

Why is ETF connection more suitable for ordinary people**?

In this way, ETFs and ETF connectivity** have their own advantages, but why is it more suitable for ordinary people to buy ETF connectivity**? There are two main reasons behind this.

First of all, the threshold for ETF trading is relatively high.

It is necessary to open an **account, and through a basket of ** "physical" exchanges, the smallest redemption unit is generally 500,000 or 1 million shares. ETF Connect** is the same as ordinary open-ended**, and can usually be invested with $10 or even $1 cash.

Secondly, ETFs do not support regular investment.

Since ETFs belong to the market** and are traded in real time, investors can only set an alarm clock to operate manually if they want to invest regularly. The ETF connection is over-the-counter, with more abundant subscription and redemption channels, and it will be more convenient and faster to set up automatic investment.

So in general, ETFs are more suitable for powerful institutional or professional investors, while ETF Connect** is more suitable for ordinary investors. If you want to make a small amount of continuous regular investment, and do not want to open a separate account, then ETF connection will be a better choice; And if you have sufficient funds to trade, want to buy and sell flexibly and enjoy lower fees, then it is not impossible to choose ETFs. You can make a reasonable configuration based on your own situation and needs.

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