The fatigue of work and the pressure of life make the burden on modern people heavier and heavier, and every day they are calculating when they will retire and say goodbye to the 9-to-5 life.
But retirement doesn't mean relaxationAfter all, retirement also needs a certain amount of security.
This makes today's young people pay more attention to retirement policies than retireesIn particular, pensions and subsidies are issued.
In recent years, with the advent of the old age allowance,Some people ask how old you areIs it OK to be 70 and 75 years old?
As we all know, the retirement age in China is 60 for men and 55 for women.
After 15 years of social security contributions, you can receive your pension in the month following your retirementThis is the only financial ** for retirees after retirement, and it is naturally extremely important.
However, with the gradual increase in the cost of living, although the pension will be adjusted every year, it is difficult to catch up with the speed of prices.
According to the Ministry of Human Resources and Social Security, the increase in pensions in 2023 will be 38%, and the coverage is the national retirees.
However, the per capita cost of living in 2023 is **74%, thisThis means that there is a distance between the magnitude of the pension and the cost of living.
To put it simply, it is already difficult to achieve if you want to rely on a pension to provide for the elderly.
To this end, the state has also introduced a variety of policiesNot only the implementation of personal pensions, but also the central bank as the leading unit to implement commercial pension insurance nationwide.
Although this model can alleviate the stress of life for the elderly group, it requires additional spending at a young age.
And for the elderly who have retired, it is not realistic to participate in commercial pension insurance now, so a special means are needed to help them live.
In this context,The old age allowance followedIn order to solve the life problems of the elderly.
As a special subsidy, the old age subsidy can not only ensure the life of the elderly, but also improve their quality of life, and its role should not be underestimated.
A closer look at its advantages,It has three main characteristics: low standard, wide coverage and sustainability.
The first is that the standard is lowAs long as you have participated in social security for 15 years and are retired, and your age meets the requirements of the old age allowance, the old age allowance will be paid after the certification.
And it is handled on the go, without the need for additional applications.
The second is wide coverageThe old-age subsidy fully covers the local elderly who meet the standards, and in some places, even the elderly who have not paid social security in rural areas are included in the scope of the subsidy.
From this point of view, the state attaches great importance to the elderly.
Finally, there is continuous distributionAs long as the requirements of the Old Age Allowance are met, the money will be transferred to the designated account at regular intervals without interruption.
This continuous subsidy is also to ensure the stability of the lives of the elderly.
According to the past situation, after entering 2024, a new round of old-age subsidies will also be issued, and the certification of the elderly will also begin.
At this point, someone askedCan seniors aged 70 and 75 receive this year's Old Age Allowance?
However, the old-age allowance is not a national policy, it is more dominated by the local **, a kind of welfare for local residents.
Therefore, the requirements for old-age allowance in different regionsThe amount of the subsidy is also differentThis needs to be understood.
Whether 70 and 75-year-olds can receive the old-age allowance this year also depends on the policy requirements of the region.
Judging from the documents released so far, many places across the country have adjusted the old age allowance this year, and the age conditions are also different.
The old age allowance is a welfare policy issued by the local governmentThe conditions and requirements for issuance also vary from place to place.
This makes it possible to qualify for the Old Age Allowance in one city, but not in another.
Therefore, for the elderly who have reached the age of 70 and 75, whether they can receive this year's old age allowance still needs to look at the latest policy documents.
As it stands,In most parts of the country, the minimum age for old-age allowance is 80 years old and above.
In this case, the elderly must have been born earlier than 1944 in order to be eligible for the old-age allowance this year.
However, there are also places where the restrictions on the old age allowance are relatively lowShanghai, for example, has lowered its old-age allowance to 65 years old.
In January this year, Shanghai issued the latest notice to improve the comprehensive allowance system for the elderly in an all-round way.
Among them, the age of the subsidy object has been adjusted to 65 years oldThe issuance criteria are divided into five stages.
These five stages cover the elderly group from 65 years old to 100 years old, and all of them are "exempt from application", and the civil affairs department will issue them on a quarterly basis.
For the old age subsidy implemented in Shanghai, it can be said that it is very simple and effective.
This time, Shanghai lowered the requirement of old-age allowance to 65 years old, which can be said to be a precedent in the country.
But even before, Shanghai's requirement for old-age allowance was only 70 years oldIt is still below the national average.
Fujian has also adjusted the age of the old age allowance to 70 years oldHowever, it is required to be a insured retiree.
In other words, the elderly who have reached the age of 70 and 75 and whose household registration is in Fujian or Shanghai can enjoy this year's old age allowance.
Notice issued by Shanxi Province on January 1, 2024,For the elderly who have a household registration in this province and are at least 80 years oldYou can receive the Old Age Allowance every month.
This also excludes the elderly under the age of 80, and it will take several years to receive the money.
In addition, Gansu and Ningxia also require a minimum of 75 years old for the old age allowance, and they also need to have a local household registration.
To sum up,At the age of 75, you can receive the old age allowance in most cities across the country.
Why are there so many differences in the age requirements for the old age allowance in different regions? There is a 15-year gap between the minimum age requirement between Shanghai and ShanxiThe reason lies in local finances.
Compared with Shanxi, Shanghai's economy can be said to be very developed.
The developed economy has increased the revenue of the first fiscal department, and the money can also be used on the residents, and the old-age allowance is the most direct way.
However, it is precisely because the old-age allowance is paid by the local government that the recipients of the allowance are limited to local household registration.
So, how much can the old age allowance receive every month, and can it reach 300 yuan? The answer is yes.
In many places, the old-age subsidy can reach 300 yuanBut not all of them can receive so much, and it also depends on the age requirement.
Similarly, taking the document issued by Shanghai as an example, Shanghai divides the payment standard of old-age allowance into five stages, covering all age groups of 65 years old.
Among them, the age requirement for the first tranche is 65 to 69 years old, and the payment standard is 75 yuan per month.
The age requirement for the second tranche is 70 to 79 years old, and you can receive an old age allowance of 150 yuan per month.
The age requirement for the third tranche is 80 to 89 years old, and the amount of the old age allowance has also reached 180 yuan per month.
The age requirement for the fourth tranche is 90 to 99 years old, and you can receive an old age allowance of 350 yuan per month.
The fifth level of old-age allowance is the most, which can receive 600 yuan per month, but its age standard also needs to reach 100 years old or older.
It can be seen that even in Shanghai, if you want to receive an old age allowance of 300 yuan per month, you need to reach the fourth level, and the minimum time of birth must be in 1934.
This requirement is relatively high across the country, and it is normal for the subsidy to be high.
The same is true in Jiangsu Province, where an old-age subsidy of 300 yuan will be issued every month for the elderly over the age of 80.
The money will also be disbursed as soon as the elderly meet the age requirements, without the need for the elderly to go to the local department to apply.
In addition, Shanxi, Shandong and Hebei have issued an old-age subsidy of 300 yuan per month to the elderly over 100 years old.
It can be seen that the old-age allowance in most parts of the country is less than 300 yuan per month.
In fact, it can be seen from the issuance of the old age allowanceMost of the areas with high old-age subsidies belong to the areas with rapid economic development.
Because of the developed local economy, the local finance can have more funds at its disposal, which will naturally be taken from the people and used by the people.
However, in contrast, although the economic development of some regions is relatively slow, the payment of old-age subsidies has not slowed down.
Especially in the western region, it attaches great importance to the life of the elderlyIn addition to subsidies, there will also be a policy tilt towards them.
When the pension is adjusted every year, these places will adjust the elderly in favor and increase the amount of their pensions to ensure their lives.
Although the old-age allowance does not seem to be as good as that of other provinces, the overall income can basically meet daily life.
Although the old-age allowance can reach the amount of 300 yuan per month, it requires the age of the subsidized person to meet the local requirements.
Generally speaking, only the elderly over the age of 80 can receive so much money.
But over time, this subsidy will be distributed to the elderly, so those who have not yet received the subsidy do not need to worry.
And after the gradual development of the economy, all localities will continue to adjust the policy of old-age allowance.
In the future, with the continuous adjustment of policies, the old age subsidy will also be separated from the local ** policy, and eventually become a national welfare treatment.
Once the old-age allowance has state support, the treatment of the elderly can also be further improved.
To sum up, the old age subsidy in 2024 can be said to be over for the elderly who are 70 and 75 years old, and only the elderly in some areas can receive it.
However, their pension adjustment will not change, and they can still enjoy normal adjustments.
It is also believed that in the near future, the state will make unified arrangements for the old-age allowance and gradually expand the coverage to make it a universal subsidy policy.
At that time, both 70 and 75-year-olds will be able to enjoy the old age allowance.