Do you understand the "three new routines" of banks?Please be aware of the risks associated with deposits
In recent years, with the rapid development of financial technology, the banking industry has also continued to innovate and launched many convenient services. However, we also have to face the reality that there are more and more new tricks in the bank, and many people have already been tricked. What exactly are these new tricks, and how can we deal with them?Let's uncover the bank's"3 new roads"。
It's just a casual opening"Wealth management products"。In recent years, banks have launched a variety of wealth management products, attracting a large number of investors. However, many people do not fully understand the risks of the product when buying wealth management products, and just follow the recommendations of bank staff and invest blindly. This gives criminals an opportunity to impersonate the identity of bank staff, through **, text messages, etc., to let them"Send"The so-called"Wealth management products"and thus defraud you of your money. Therefore, we should be wary of banks rationally launching various wealth management products and being vigilant against banks' deposit behavior.
It's the phone app"Convenient operation"。Nowadays, mobile phones have become an indispensable part of our lives, and all kinds of operations can be easily done through mobile phones. The bank has also launched a series of mobile apps that allow us to transfer money, make payments and more. However, this also gives criminals an opportunity to take advantage of it. They use all sorts of tricks to steal your phone information, and then maliciously operate your app to transfer your money to their own accounts. Therefore, when using mobile phone applications, we should pay attention to protecting the security of mobile phones, do not ** applications from unknown sources, and update the mobile phone system in a timely manner, so as not to become the next target of criminals.
That's what ATMs come into"Magic"。Nowadays, ATMs are getting smarter and have a variety of convenient features that allow us to withdraw money without the hassle of queuing. However, it also gives criminals an opportunity to take advantage of it. They installed it on the ATM without authorization"Viruses"When we enter the card and password, they get the card information and password, and then steal the money by copying the card. Therefore, when using ATMs, we should choose a safe and reputable location, and pay attention to whether there are suspicious devices in the ATM to ensure the security of bank cards and passwords.
In short, the bank's"***"It's really hard to guard. However, we should not let this discourage us from having confidence in the banks. After all, banks are still important providers of financial services in our daily lives. We need to learn Xi and understand relevant knowledge, improve financial literacy, and pay attention to protecting personal information and financial security. Only in this way will we be able to resist the new tricks of the banks and ensure that our own interests are not compromised. Therefore, whether it is a deposit or investment and financial management, we must remain vigilant, enhance our awareness of self-prevention, do not blindly listen to the advice of others, ask the other party to inform the relevant risks in writing, and conduct in-depth analysis and assessment. Only in this way can we avoid falling victim to a new type of bank**. Now, I leave you with a question for you to think about. Remember, today's average household needs not only to preserve and increase its value, but also to be safe and trusting.