Course outline.
Module 1: Risk management capabilities will become the core competitiveness of banks under the new economic normal.
1.The reason for the "double rise" of banks' non-performing ratio and non-performing loan balance under the new normal of the economy.
2.The disadvantages of traditional credit risk management of banks under the new normal.
3.Characteristics and core competitiveness of banks under the new normal.
4.New changes in the credit management of commercial banks under the new normal.
Module 2: Classic Case Analysis of Credit Risk Management and Non-performing Asset Disposal of Small and Micro Enterprises of Commercial Banks.
1.A case of risk caused by the failure to register the mortgage of a bank ** house.
2.Risk cases arise from customers being sued by other banks.
3.A case of land use mortgage risk of an enterprise.
4.The articles of association of a group company have restrictive provisions on external guarantees, which may bring losses to the bank.
5.The risk case of a home mortgage becoming a "dead loan".
6.A risky case of a son taking a mortgage on a property in his parents' name.
7.A case of risk arising from a husband guaranteeing another person without the wife's consent.
8.Cases of risks arising from mortgages on construction in progress.
9.Construction machinery mortgage loan case of construction enterprise.
10.A case of a natural person using a sole residential mortgage that makes it difficult to enforce.
11.Cases in which the possession of the pledged property is not transferred.
12.Cases of failure to assert rights in a timely manner and being sued for repayment of property rights certificates.
13.Case of heavy loss caused by seizure of the debtor's construction vehicle.
14.A case of risk caused by the bank entrusting the collateral supervision unit to release water.
15.Cases that have been successfully recovered after the two-year litigation validity period.
16.Risks arising from the signing of the mortgage contract and the sales contract.
17.The debtor uses attachment to deal with the credit legal risk with priority to repayment.
18.Credit risk arising from two guarantees for one claim.
19.The account manager forgets about the credit risk raised by the lease investigation.
Module 3: Under the new normal of the economy, how can risk management escort the operation and development of commercial banks?
1.The overall idea of the whole process of credit risk management of commercial banks under the new normal.
2.Techniques and methods of prior access control.
3.In-process review of micro and micro credit.
4.Post-loan management techniques for commercial banks.
5.How can commercial banks improve the efficiency of enforcement of successful cases?
6.Legal remedies and measures for non-performing assets of commercial banks.
7.Measures and combination methods for the collection of non-performing assets of commercial banks.