Yellow River News Network Changzhi News:Since the fourth quarter, the Rural Revitalization Division of Lucheng Rural Commercial Bank has been based on the actual situation of the region, giving full play to the advantages of supporting agriculture, carrying out marketing work with the docking of market entities as the starting point, setting the task objectives, and continuing to press forward to ensure the successful conclusion of the year's work. Up to now, 1,607 loans have been issued, with an amount of 40.1 billion yuan.
Strengthen the strong and make up for the weak, and strive to fight the "closing battle". Adhere to the work of credit delivery, combine its own gaps, consolidate the foundation of existing loans, and accelerate the progress of loan marketing;Strengthen the supervision mechanism, do a good job in data analysis and monitoring, take process control as the starting point and result-oriented, and the department manager takes the lead in going deep into the sub-branch to analyze the reasons for the loss of loans, and requires to strengthen the refined management of customers, and implement the basic work such as marketing docking, stationed office and one-kilometer marketing.
Consolidate the foundation and seek the future, and prepare for a bright sword "good start". Adhere to the planning and re-lending of loans due in the first quarter, clarify the goals and tasks, plan the marketing and performance appraisal methods for the first quarter in advance, and at the same time start to carry out loan marketing for accumulators, batch and high-net-worth customers, continuously optimize the linkage mechanism with sub-branches, ensure efficiency and feedback, and "go both ways" to ensure the stable improvement of business.
Solid foundation and risk prevention, prudent operation to ensure safety. We further strengthened the bottom-line thinking of all employees, reviewed and analyzed the "three checks" on loans through self-examination in the early stage, deeply investigated the causes of non-performing loans, grasped credit risk management and control, continued to do a good job in new checkpoints, strengthened post-loan management, and continued to improve the quality of credit assets of the department. (Sun Yuchao).
Editor: Jia Xiaoxing.