In recent years, because of the influence of "masks" and other factors. The work and life of many people have changed dramatically. We're all struggling to get along. Overdraft credit cards, Huabei, various online loan ......It is the consumption of many people in recent years**. Coupled with the pressure of housing loans, car loans, etc. The economy is sluggish, with all kinds of layoffs and difficulty finding jobs. Many have defaulted and been collected.
**Wanfen Incentive Plan There is a joke that vividly sums up the essence of the bank: "When the weather is fine, try to ask you to borrow its umbrella, and on a rainy day, try to take it back." ”
So, once you are overdue. First of all, it will be the bank's customer service ** "goodwill" reminder, and then the customer service collection. One ** a day, basically less.
If you survive the bank collection, after three months, the bank will outsource the collection to a collection agency. This is even more hateful, text messages, ** non-stop. They will even hit their relatives and friends (now this situation is less than before, five or six years ago outsourcing collection was everywhere).
There is a saying: "If you have money or not, go home for the New Year". So have you been collected this New Year?
How do you deal with collections? Do your family know about your debts?
Welcome to talk about your experiences in the comment section. 