Trainee reporter Shi Shengqi Reporter Du Chunna Yu Bosheng
As a social security system, the housing provident fund is closely related to people's lives. On January 10, Yang Yongbin, a member of the Jinan CPPCC and director of the Jinan Housing Provident Fund Center, said in an interview with a reporter from Qilu Evening News that Jinan will continue to give full play to the inclusiveness, mutual assistance and security of the provident fund, so that more groups can join the provident fund system to enjoy dividends, and actively integrate into and serve the national Yellow River strategy, create a "digital Yellow River chain", innovate service methods, improve service levels, and further help depositors live in Quancheng.
Establishment expansion
Let young people live in peace and security
In April 2023, Jinan actively strives for flexible employment personnel to participate in the pilot work of the housing provident fund system, becoming one of the seven pilot cities in the country, which means that the provident fund system has broken through the long-term restrictions of the system enjoyed by in-service employees of the unit, and the "new citizens" of Jinan, such as courier brothers, takeaways, and domestic service personnel, can also enjoy the dividends of the housing provident fund. "In the 5 months since the pilot, there have been 390,000 flexibly employed people have joined the provident fund system to help them solve their housing problems. Yang Yongbin said.
Innovatively launched the "five hearts" rental withdrawal policy including "peace of mind, warmth, intimacy, peace of mind, and peace of mind", and strived to solve the pain points and difficulties of young people who dare not rent and withdraw, centralized rent payment, and job-housing imbalance. Since the implementation of the policy in May, a total of 14 rental withdrawal businesses have been handled40,000 transactions, the amount of withdrawals is 11600 million yuan, an increase of 34 over the same period last year8% and 269%。
In addition, the country's first comprehensive platform "Yirent Spring City", which integrates leasing ** aggregation, preferential customization, provident fund direct payment of rent, provident fund business handling, and housing financial services, will also be launched in 2023. "Employees can not only use the provident fund directly to rent a house, but also enjoy preferential policies such as rent discounts or no deposits. Yang Yongbin said that this platform has brought together nearly 150,000 leases**, more than 4,000 registrations, and the provident fund direct payment process can be completed in 67 seconds at the earliest.
The reporter learned that the platform also cooperated with commercial banks to take the lead in the country in innovating and launching provident fund rental loans based on personal provident fund deposit information, helping provident fund depositors to pay phased rent through loans at one time, relieving their rental pressure, opening up a new path for provident fund payment, and enjoying preferential interest rates, simple procedures, flexible disbursements and other preferential policies.
This year, Jinan will also continue to optimize the platform of "Rentable Spring City" and continue to expand**, providing more rental options for young people and new citizens to better solve the housing problem.
Create a "digital Yellow River chain".
Accelerate digital transformation
In recent years, the Jinan Housing Provident Fund Center has built a "Digital Yellow River Chain" support platform. Yang Yongbin said that the new model of "cross-domain non-certificate handling" based on the platform can support services such as remote processing, no need for paper materials, and data security sharing, making it more convenient and faster to handle business.
In December 2023, the "Digital Yellow River Chain" provident fund cross-domain uncertified operation was listed as a best practice case by the Yellow River Basin Free Trade Zone Alliance and the Shandong Pilot Free Trade Zone.
At present, provident fund-related business has been handled in 16 cities in the province and some cities along the Yellow River outside the province to realize provident fund related business in different places, and extend to cover high-frequency application data such as marriage, household registration, real estate transactions, and real estate registration. As of December last year, the "Digital Yellow River Chain" provident fund cross-domain uncertificated general office has coordinated the deployment of 33 blockchain nodes, with a total of more than 1.01 million data assets on the chain, and has completed the cross-domain use of the provident fund for 12690,000 person-times, 94 information inquiries were completed580,000 person-times and 6,098 on-chain digital certificates were issued.
In the next step, Jinan will start to build the "Digital Yellow River Chain" into a credible infrastructure for the country's provident fund applications, develop more application scenarios, and provide convenient and fast services for the masses. At the same time, the Housing Provident Fund Center will also launch a new generation of smart provident fund system, comprehensively strengthen data governance, and complete the improvement of the quality of existing data.
Reduce housing stress
Enhance the attractiveness of Jinan's talents
With the development of economy and society, attracting talents and gathering talents has become the consensus of all localities and industries. The Jinan Housing Provident Fund Center has innovated on the basis of the participation of flexibly employed persons in the pilot cities of the housing provident fund system, and has introduced the policy of "Youth Gathering to Build a Dream Spring City" for college graduates to be supported by the housing provident fund.
In the coming year, Jinan will continue to send policy dividends to talents, "whether you are a university in Jinan, a foreign university or an overseas graduate, you can get a subsidy of 300 yuan for the first time when you join the provident fund system in Jinan, and you can receive a subsidy of 1,200 yuan after 6 months of social security." Yang Yongbin said that each graduate can also get a single housing provident fund loan of up to 200,000 yuan support. This policy can continue to play the role of provident fund guarantee and help Jinan build a "youth-friendly city".
News clue reporting channel: application market** "Qilu One Point" APP, or search for the WeChat applet "Qilu One Point", 800 reporters in the province are waiting for you to report!