In the pension adjustment in 2024, will the increase in the number of retired employees be higher than that of retired personnel?Pension adjustment has become a hot topic in 2024, especially in terms of the difference in increases between corporate retirees and institutional retirees. There are different views on this adjustment measure. There are some observers who believe that the growth rate of corporate retirees is relatively high in pension adjustments, and this view has been widely resonated.
They point out that this may be due to the tremendous efforts and contributions made by corporate retirees in their careers, while also being under greater market competition pressure. The relatively high growth rate is seen as an acknowledgment of their hard work and even as a means of motivating the company's employees.
However, there are also some people who hold a completely different view, believing that retirees in public institutions have not been ignored in pension adjustments. They emphasized that retirees from public institutions usually work in the field of public service and make great contributions to society. Therefore, they believe that differences in growth rates may be due to different fields and different types of work, rather than judging the value of individuals.
While considering these points of view, we find that the pension adjustment in 2024 has caused extensive discussion among corporate retirees and retirees of public institutions. The fairness and rationality of this adjustment have become the focus of social attention, and it has also triggered a deeper reflection on the pension system.
In the past year, employee pensions have experienced 19 times**, with an overall growth rate of 38%。However, with the release of key figures for 2024, we are starting to pay close attention to the adjustment of pensions, especially compared to the increase in corporate and career retirees.
According to the latest official data, China's GDP grew by 52%, and the per capita disposable income of residents in the country increased by 63%, while wage income increased even more significantly, as high as 71%。These data not only show that the overall economic situation of the country is good, but also provide a positive background for the adjustment of pensions. In addition, the balance of social security has reached 6 trillion yuan, providing strong financial support for pensions and creating good conditions for pensions.
In the first work report, Henan Province made it clear that it will further improve the financial subsidy standards for the basic pension of retirees and the basic medical insurance for urban and rural residents, creating a favorable environment for the continuation of pensions. However, it should be noted that the increase in pensions is not generalized, because the adjustment is comprehensively calculated according to the three-step model of quota, linkage and tilt. Therefore, under the same calculation scheme, there are differences in the amount and increase of different retirees.
Although the adjustment trend of pensions is a high probability event, the difference in the specific increase will depend on the specific implementation of the adjustment plan. Therefore, the impact of the pension adjustment in 2024 on corporate retirees and career retirees cannot be clearly judged. The pension will be a complex and diversified process, and all factors will play a role in the adjustment process.
Taking Jiangsu Province's adjustment plan in 2023 as an example, the fixed adjustment amount is 26 yuan. Although this adjustment plan has brought a certain increase in the fixed amount of pensions, in the actual calculation, taking into account many factors such as length of service, pension linkage and old age tilt, we can see a richer situation.
In terms of considering the old age tilt, we noticed that one 69-year-old individual in the 70-74 age range resulted in an increase of $19 in the age tilt. However, in this specific scenario, it is worth noting that the old age tilt does not have a substantial impact on pensions, because the increase in this person has been compensated for by other factors. Taking into account the fixed amount adjustment, seniority-linked, pension-linked and the value-added part of the old age tilt, the total increase is 26 yuan + 77$5 + $50$6 + $19 = $173$1. Compared with the original pension amount of 4,600 yuan, this increase rate reached 375%。This in-depth analysis provides a more complete picture of the multiple impacts of pension adjustment packages on retirees' incomes.
Take a retiree in a public institution in Jiangsu as an example, the pension of the employee is 4,500 yuan, the length of service has reached 36 years, and the age is 72 years old. According to the latest adjustment plan, the quota adjustment will only result in a weak ** of 26 yuan. The seniority-linked calculation involves 15 years 13 + 10 years 21+11 years 37, which eventually increased by 81$2. In addition, the pension-linked component also increased by 495 yuan, and an additional 19 yuan for the elderly tilt. Add up all the adjustments and get a total increase of 1757 yuan, with an increase rate of 39%。
This case has aroused people's attention, and the increase rate of corporate retirees is relatively low, compared with the retirees of public institutions, who enjoy more benefits. This highlights the significant differences in the extent to which different types of retirees benefit in the adjustment scheme.
Taking these factors into account, corporate retirees may face a more complex situation in the pension adjustment, and the actual impact of the adjustment needs to comprehensively calculate the cumulative effect of various factors.
The adjustment of pension is closely related to factors such as the length of service, pension level and age of retirees, and is not directly linked to the specific retirement status. The difference in different increases is a reality that both enterprise retirees and public institution retirees must face. Therefore, it is not possible to simply generalize that the increase rate of enterprise retirees must be higher than that of public institution retirees, because the difference in adjustment plans will have a differential impact on different groups.
In the adjustment of pensions, in addition to considering factors such as the number of years of service, pension level and age of retirees, the health status and family background of individuals should also be taken into account. This means that even if you are a retiree, the increase will still vary depending on your personal circumstances. Some people may have suffered more physical injuries at work or faced greater family burdens, so they may need a higher pension to maintain a standard of living.
Corporate retirees do not necessarily enjoy higher increases than institutional retirees, because their working environment and occupational characteristics also play a key role in influencing the magnitude of adjustment. When implementing adjustment measures, individual differences such as work history, pension level, age, and health status and family burden should be taken into account to make the increase plan more equitable.
When looking at the increase in pensions, it is necessary to consider not only individual differences, but also factors such as the overall development of the social economy and policy changes. In addition to the individual situation, we also need to pay attention to the various factors behind the pension adjustment mechanism, such as the economic growth rate, the level of inflation, and the changes in the labor market.
Overemphasizing the status of retirees may cause us to ignore these key factors, resulting in an incomplete understanding of the pension adjustment mechanism and inaccurate comparisons of increases between different categories of retirees.
Therefore, we should pay more attention to the comprehensive assessment of personal circumstances, including personal work history, family status and health status, so as to better understand the pension adjustment mechanism and provide more reasonable suggestions for improvement. Thank you for reading, and if you find the content valuable, please like and support!