Kunpeng Project
In 2024, pensions will be adjusted in many places, what is the difference between corporate retirement and government retirement?
With the intensification of China's aging population, the pension issue has become the focus of social attention. In recent years, some places have expressed their stance to raise pensions to cope with the challenges brought by aging. However, there is still a difference between the increase in the pension of enterprise retirees and the increase in the pension of retirees in government institutions and institutions. This article will analyze this discrepancy from multiple perspectives and its causes and effects.
First of all, the increase rate of enterprise retirees and the retirees of government institutions and institutions is different, and there are often differences in the increase of pensions. Generally speaking, the pension adjustment range of enterprise retirees is low, while the pension adjustment range of retirees of government institutions is relatively high. This is due to the fact that the pension insurance system of government institutions and institutions is different from that of enterprises, and the pressure on the income and expenditure of pension insurance is small, so there are more funds available to increase the rights of retirees.
b) Pension adjustments for pensioners from different companies generally take the form of a combination of fixed adjustments, index-linked adjustments and appropriate tilt adjustments. The fixed adjustment is to adjust the basic pension of all pensioners according to the same standard; The linkage adjustment is linked to factors such as the number of years of individual contributions, the level of basic pension, etc., and the adjustment amount varies from person to person; The appropriate tilt is to give certain preferential treatment to special groups such as the elderly and military personnel. The adjustment of the pension of retirees of government organs and institutions generally adopts a combination of fixed adjustment and appropriate tilt, and the proportion of adjustment linked to the index is relatively small.
3) The funds required for the adjustment of the pension of enterprise retirees are generally borne by the enterprise pension insurance. With the continuous improvement of the pension insurance system, the pressure on the income and expenditure of enterprise pension insurance has gradually increased, and the investment in pension adjustment is also limited. On the other hand, the funds required for the adaptive adjustment of the pensions of retirees in government institutions and institutions are generally borne by the state finance, and the funds are relatively stable and reliable. This is also an important reason why the pension adjustment of enterprise retirees is different from that of retirees of government agencies and institutions. Fourth, the impact is different Although there is a difference between the pension adjustment of enterprise retirees and the pension adjustment of retirees of government institutions and institutions, the impact is different. For corporate retirees, adjusting pensions can increase their income and improve their living standards, but at the same time, it will also bring more pressure to pension insurance**. For retirees of government institutions and institutions, the adjustment of pensions can ensure their quality of life and improve their living standards, but it will not bring excessive burden to public finances.
To sum up, there are differences between the restructured enterprises and the restructured units in terms of pension adjustment, which are mainly reflected in the magnitude of the increase, the adjustment method, the capital and the impact. There are many reasons for these differences, including the difference in the pension insurance system, the difference in funds, etc. In the future, with the continuous improvement of China's pension insurance system, it is believed that these differences will gradually narrow, so that more retirees can enjoy fair and reasonable pension treatment.