Low income: This is needed to save money

Mondo Finance Updated on 2024-03-01

1.Make a budget and monitor your spending closely, so you can make a plan at the beginning of the month and review it at the end of the month. Develop a good habit of bookkeeping.

2.Learn to have a plan to buy food and household items, daily necessities at home, and stock up more when you are in time for events.

3.Research the local market and **, look for great shopping places, and when you go to the supermarket, be sure to bring a cloth bag.

4.Look for discounts** or coupons to compare prices on your essentials. Some products use handheld shopping, which is convenient and time-saving, and some platforms will often have coupons.

5.Eat less takeout and fast food, cook your own at home, healthy, and really half the price outside.

6.Make a weekly menu, buy the ingredients you need for each meal, and try to choose the evening when buying groceries, **cheap.

7.Use household waste items wisely and sell excess items or clothes to second-hand stores or online auctions.

8.When you have the urge to shop, collect and buy first, and then look at it in two days.

9.Look for second-hand furniture, appliances, and more.

10.If feasible, use public transportation and reduce solo driving.

11.Save water and electricity bills, try to use less air conditioners, TVs and other household appliances, and develop a good habit of turning off water and electricity.

12.Huabei or credit card, etc., must set their own upper limit, some people say not to open Huabei, saying that they will let themselves use money without feeling, and unconsciously exceed the limit. But I suggest that you use Huabei, repay the loan on time every month, Huabei does not use interest handling fees, we can put the money we want to use in Yu Libao or WeChat change, and you can still get interest every day, which is not very cost-effective. And then sometimes there are random red envelopes to deduct the payment, so we don't save another one.

13.Learning to repair furniture and appliances on your own allows you to learn some simple repair skills, such as replacing light bulbs and repairing leaky faucets.

14.Public facilities such as libraries, museums, parks, etc.

15.You don't need to pursue too expensive clothes and bags, quality is the key.

16.Clean your lockers frequently to avoid buying the same food and items repeatedly.

17.Cosmetics and skin care products are used up before buying, these things are really not low, but they can be used for longer than you expected, and it is easy to waste if you buy too much.

18.Find people who don't need money for daily entertainment, cultivate more hobbies that don't cost money, read books, run, etc.

19.It's okay, don't keep running out, save money.

20.Put your money on a loyalty card and you can buy movie tickets, restaurant gift certificates, and more.

21.Participate in useless socializing less, which is time-consuming and costly.

22.Gather colleagues and friends to share time and financial costs.

23.Carrying a water bottle with you can easily save money on beverages.

24.Purchase less electrical appliances, vehicles, clothes and toys that involve maintenance and replacement, as needed.

25.Start cultivating your own land, grow fruits, vegetables and make the most of balconies and family harmony facilities.

26.Doesn't buy entertainment (e.g., movie theaters, high-end restaurants) very often, but rather takes pleasure in low-cost entertainment.

27.Buy durable goods that last a long time and are easy to maintain.

28.The most important thing is to spend less money and cancel all shopping app push messages on your phone.

If you have any good experiences, you can leave a message in the comment area to share.

Related Pages