In today's post, a netizen posted: "My colleague is 36 years old this year, has been in the company for almost 3 years, and is a big soldier on the service side, and today he was laid off to N+1 and received about 120,000 yuan in compensation." After chatting with him in the morning, the company let him go home to rest in the afternoon, and came back half a month later to go through the process.
When we had dinner and chatted with him at noon, he was depressed, obviously he worked very hard, and he worked overtime at night, and he was also diligent at work, but he was the one who laid off the staff. At this age, it is almost difficult to find a job, and it is even more difficult to start a business, his mortgage is close to 2.8 million, and the family's living expenses every month, children's education, renting, etc., also need 20,000 a month, which is really big.
This group of middle-aged people born in the 80s is really too difficult, at the age of 30, the mortgage has only been repaid for a few years, and there are millions at every turn, and the mortgage has not been repaid but is unemployed, which is really stressful."
Some netizens replied optimistically: "In your thirties, laid off, there is compensation, let go of your mentality, and prepare for the next journey!."”
I also feel that since I have been laid off, I am not too entangled, adjust my mentality and start looking for a new job, after all, being laid off is not something we can control, and life still has to go on.
The current problem is the mortgage of 2.8 million, as well as the monthly living expenses, etc., the expenditure of 20,000 yuan is indeed not a small amount, when I was young, I earned a lot, and I felt that the mortgage of more than 10,000 yuan was okay, and the salary was affordable, so I did not consider other additional risks.
The post-80s and post-90s generations do face some economic and professional pressures, especially in terms of mortgages and unemployment.
I have a friend who is in a similar situation, when he was forced to get on the car and buy a house in Chengdu in 20 years, he was afraid that the house price would rise again, and he couldn't afford it, so he bought it with 1.6 million yuan, and the monthly payment was almost 10,000 yuan.
I didn't expect that as soon as the epidemic ended, the real estate thunderstorm, and the house price could not rise, I took over at a high level, or when the interest rate was high, the pressure was very high, but fortunately, the interest rate of the stock mortgage was lowered later, I asked about the monthly payment of more than 1000 points less, which can be slightly relieved.
But recently, the company's project is gone, and he was forced to resign, and now he doesn't know what to do, he has only repaid the mortgage for three years, and now he can't last a few months without income, although he is not as old as this netizen colleague, but now there are almost no recruitment positions in the IT industry, and it is still difficult to find the next home quickly.
The major things that we ordinary people will encounter in our lives are nothing more than buying a house and a car, getting married and having children, career development choices, etc., everything should still be considered in the long run, and it is best to have an ab plan, so that even if there are any problems, there can be an alternative.
Don't think about what to do if there is a problem, like my friend, I am thinking about selling the house now, but now this ** is not good, if you are not much lower than the market price, you will have to wait for a long time, and you may not be able to sell it, too low is a blood loss of hundreds of thousands, it is difficult to top!