With the development of the economy and society and the continuous improvement of people's living standards, the pocket money distributed by parents to their children is also increasing. Therefore, it is essential to educate children about money, such as teaching children to spend money in moderation. If children spend money without moderation from an early age, after a long time, they will Xi the satisfaction after spending money, and thus become like spending money. Therefore, parents should give correct guidance to their children in the rebellious period, and they must let them practice economy and not be extravagant and wasteful.
In fact, these unreasonable consumption concepts may make children worse, for example, in order to enter high-end consumption places to adopt improper means, such as asking parents and others for money, cheating money, etc. Therefore, parents should adopt the right methods to guide their children to overcome the bad problem of spending money indiscriminately and develop a good Xi of saving.
1 Give your child's pocket money in moderation.
In order to control their children's reasonable consumption of pocket money, parents should set a standard for the use of pocket money for their children, that is, give their children appropriate pocket money every month or week, and the amount should not be too large and relatively fixed. If the existing pocket money is spent, when the child still needs it, you can give it to the child, but it must be deducted from the next pocket money;Moreover, it is not possible to exceed the prescribed standard for two consecutive weeks. At the same time, tell your child where and how to spend your pocket money. When the child asks for pocket money again, he should first ask for the reason, and then decide whether to give it or how much. Of course, if it is an additional expense that the child really needs, try to meet it.
2 Let your child know where the money comes from.
Even if the family conditions are good, it is also earned by the continuous efforts of parents and even grandparents. In order to let children develop a good Xi habit of saving, you can take them to their workplace at a convenient time to walk, take a look, learn a lesson, and tell them about the hard work of work, so that children can understand that money is obtained through hard work, and they need to rely on their own hands to create it. At the same time, let the child control his desires and cherish everything he has. Because only for hard-won things, people will cherish more.
3 Have your child keep an account of his expenses.
Many children spend money without a plan, or even without moderation, but they don't know exactly what they have done or not.
Therefore, in order for children to know their pocket money, parents should teach their children to learn to keep accounts, at least let them remember where their pocket money is spent. Also, before using pocket money to shop, ask your child to make a rough list of necessities and not buy a lot of useless things indiscriminately. Otherwise, there may be a situation where the money is all spent, only to find that the things you really need have not been bought.