Not long ago, the Ministry of Housing and Urban-Rural Development and the State Administration of Financial Supervision jointly issued a notice, requiring cities at and above the local level to establish a coordination mechanism for urban real estate financing to coordinate and solve the difficulties and problems existing in real estate financing. This is a blockbuster news for China's real estate that has just entered 2024. Recently, as an important part of the real estate financing coordination mechanism, a number of cities have successively released the first batch of real estate project financing "white lists". The "white list" of real estate financing, simply understood, is a list of real estate projects under construction as the object of financing support. On January 30, Nanning, Guangxi was the first to say that it had established a real estate financing coordination mechanism, and pushed the first batch of 107 real estate projects to local financial institutions "white list", and the first project has been awarded 3300 million yuan development loan.
On January 31, Chongqing said it had pushed the first batch of real estate projects to financial institutions, including 314 projects, with financing needs of about 83 billion yuan. Kunming also announced that it had sorted out the first batch of 212 "white lists" of real estate projects, with financing needs of about 91.6 billion yuan. Chengdu said that the first batch of project financing applications completed the review of the first batch of lists, including 208 project enterprises and 227 projects. Qingdao announced that it has sorted out the first batch of 84 "white lists" of real estate projects, with financing needs of about 250200 million yuan, involving 19 financing institutions.
In Harbin, the first batch of financing support projects announced on January 31 has a total of 19 projects, involving financing needs of more than 2.7 billion yuan. In Xi'an, information disclosed on January 31 showed that the first batch of 54 projects had been sent to the Shaanxi Supervision Bureau of the State Financial Supervision and Administration and financial institutions, with a financing demand of about 179$8.4 billion. On February 1, Wuhan also announced that it had determined the first batch of "white lists" for real estate project financing, involving 101 real estate projects, 94 development enterprises, and 18 financing institutions. On January 27, Guangzhou announced the introduction of a new policy for the property market, which will not include the purchase of houses with a construction area of more than 120 square meters within the scope of the purchase restriction area, which makes Guangzhou the first city in the first-tier city to partially relax the purchase restrictions in the central urban area. A week after the new policy was introduced, how did Guangzhou's real estate market react? The latest data shows that in the week when Guangzhou's purchase restriction policy was introduced, the average transaction volume of properties for sale increased from 15 sets rose to 18 sets, Yuexiu, Tianhe, Haizhu, Liwan and other central four districts of the customer visit volume has been obvious, buyers are positive about the new policy. The reporter visited a number of real estate agencies in Tianhe District, Guangzhou, and found that a few days after the new policy was implemented, the number of online and ** consultations has increased to varying degrees, and the number of people who actually come to the store to see the house has also increased a lot, among which the demand for improvement is the most. Luo Xuebin, regional manager of a real estate agency company in Guangzhou: In terms of the number of consultations, there are at least about 10 more people in the past few days. After the New Deal, in fact, many buyers want to sign a contract and want to speed up this one. Zhou Guanghua, manager of a branch of a real estate agency company in Guangzhou: Compared with the previous week, the number of inquiries for our new houses has increased by about 50% or 60%, including those who have signed and received orders, and we have also increased significantly compared with before.
Li Yujia, chief researcher of Guangdong Provincial Housing Policy Research Center: From January 27 to now, the number of visits to some new projects in the central area has increased significantly. However, the intermediary staff also said that the current Guangzhou property market is still in the "traditional off-season before the holiday". Since the beginning of this week, more customers who have come to see the house are mainly consulted, after all, the Chinese New Year is approaching, and some people still want to wait for the market to react further before seeing. On January 30, Shanghai issued a notice on optimizing the housing purchase restriction policy, indicating that from January 31, non-residents with household registration in Shanghai who have paid social insurance or individual income tax for 5 consecutive years or more can purchase 1 house outside the outer ring except Chongming District. After the announcement of the new policy, the number of inquiries about intermediary real estate in Shanghai has increased significantly in the past few days. The adjustment of Shanghai's housing policy has cancelled the purchase restriction for single persons who are not registered in the city. After the new policy was implemented, the reporter came to the real estate agency in Jiading District, Shanghai, and found that although it was a working day, there were still some customers who went online and offline for policy consultation. Yan Yuejin, Research Director of E-House Research Institute: The market is still quite excited, and everyone is very supportive of this policy, and it is also a very good affirmation.
Industry insiders said that the house purchase optimization policy covers Shanghai Jiading, Qingpu, Songjiang, Nanhui, Fengxian five new cities and north-south transformation and other key areas, in support of new citizens, young people and other groups to live and buy houses at the same time, is conducive to better promote urban development, industrial agglomeration, promote regional job-housing balance and industry-city integration.
Lu Wenxi, market analyst of a real estate institution in Shanghai: From the perspective of the scope of transactions in the market, new houses outside the outer ring are about 70% of the transaction volume. Then second-hand houses, outside the outer ring can probably account for about half of the transaction volume, so this coverage is actually very wide. However, industry insiders said that the proximity to the Spring Festival is the off-season for traditional real estate sales, so in the short term, the market is unlikely to change much. The latest data also shows that in January this year, a total of 3,786 new commercial houses were transacted in Shanghai, down 44% month-on-month, and 13,003 second-hand houses were signed online, down about 5% from December. The reporter visited Qingpu, Jiading, Minhang and other regions in the past two days and also found that with the approach of the Spring Festival, more and more real estate agency staff began to go home on vacation, and how to ferment the good information in the future remains to be further tested after the Spring Festival. Beijing: In January, the second-hand housing online signature exceeded 120,000 units Recently, the adjustment and optimization measures of real estate policies in various places are still continuous, such as the partial relaxation of purchase restrictions in Shanghai, the relaxation of purchase restrictions on housing of more than 120 square meters in Guangzhou, and the first loan of the "white list" of real estate projects in Nanning. Since January, it can be seen that the intensity of city-specific policies is still increasing. In Beijing, with the continuous release of the policy effect, Beijing's second-hand housing performance was stable, with sales exceeding 1 for three consecutive months20,000 sets. According to the online signature data, the number of second-hand residential online signatures in Beijing in January was 12,444, a decrease of 4% month-on-month, and the number of second-hand housing listings decreased by 2 compared with December5%。This is also the third consecutive month that the number of second-hand housing online signatures in Beijing has exceeded 120,000 sets, the transaction is relatively stable.
Industry insiders said that the monthly transaction volume of second-hand houses in Beijing is normal, generally in 120,000 sets to 1Between 70,000 sets. Compared with the second-hand housing transaction volume in Beijing in January in recent years, it can be seen that the level in January this year ranked fourth.
According to the sales data of second-hand houses in Beijing in the previous months, in July last year, 9,718 sets of second-hand houses in Beijing were signed online, and since then, the transaction has been relatively stable. Zhao Xiuchi, vice president of the Beijing Real Estate Law Society: The superposition of a series of favorable policies such as the recognition of housing and not the loan introduced by Beijing last year will promote the further recovery of the property market. Industry insiders said that due to the impact of the Spring Festival holiday, the number of second-hand housing online signatures in Beijing in February is expected to be better than in January, especially recently, a number of cities have successively stated that they have relaxed purchase restrictions, which makes buyers expect that Beijing's introduction of a new property market policy is also strengthening, and it is believed that it will help sales in February. **CCTV News.