Author: Pang Qiang Wang Huan;Photo: Liu Dongling
Editor: Jia Dandan
In order to further promote the construction of credit villages led by party building, focus on building a rural credit system, practice inclusive finance, and promote financial talents to serve the grassroots, Anhui Changfeng Rural Commercial Bank actively innovates a new model of government-bank cooperation, and promotes the establishment of a township financial advisory system under the leadership of the organization department of the county party committee, so as to improve the efficiency and level of serving rural revitalization.
In November 2023, Changfeng Rural Commercial Bank, the Office of the Joint Conference on Party Building Leading the Construction of Credit Villages in Changfeng County, and the Local Financial Supervision and Administration Bureau of Changfeng County jointly issued a document to select 102 financial talents from Changfeng Rural Commercial Bank to serve as rural financial assistants in various villages and communities in Changfeng County to serve the county economy and deepen the inclusive financial work in our county.
At the same time, the bank actively gives full play to the advantages of Changfeng Rural Commercial Bank's financial talents rooted in grassroots villages and communities, and does a good job as a policy propagator for benefiting the people, a staff officer for rural revitalization, a financial risk prevention and control officer, an inclusive financial service officer and an e-commerce instructor. As of the beginning of December 2023, all 102 financial assistants of Changfeng Rural Commercial Bank will be in place, and nameplates for the work of financial assistants in each village and community will be set up. As of the end of November 2023, Changfeng Rural Commercial Bank has established signed cooperative relations with 262 administrative villages (communities) in the county, and has collected 9 rural households040,000 households, of which 4 have been granted credit630,000 households, with a credit coverage rate of 4932%。
For a long time, Changfeng Rural Commercial Bank has adhered to the combination of financing and financial intelligence, deeply rooted in the rich soil of rural finance, went deep into rural farmers to publicize policies and financial knowledge that benefit farmers, increased support in key areas such as microcredit for poverty alleviation, development of rural characteristic industries, and food security, and sprinkled financial "living water" on the fields. At present, the balance of agriculture-related loans of Changfeng Rural Commercial Bank has reached 957.1 billion yuan, an increase of 14 from the beginning of the year16%, and the number of credit users for agriculture-related loans was 38,451.
* China Cooperation Times, Rural Finance.
Producer: Cai Liang, Editor: Jia Dandan.