In the next three years, retired workers and workers outside the establishment may face three major problems!
In China, due to the aging of China's population and the increasingly prominent social security issues, there are more and more pensions related to the pension insurance system. Not so long ago, there was bad news: in the next two to three years, non-regular and permanent employees will face three major difficulties.
Due to the aging population in China, the pressure on social security funds is increasing. This has resulted in delays in the receipt of pensions for certain persons who do not need to be supported or by public officials.
Although China has introduced a series of policies to alleviate the shortage of social security funds, in the long run, this cannot fundamentally solve the problem of shortage of social security funds. Therefore, retirees should be fully mentally prepared and make a retirement plan after retirement. For those who cannot manage their retirement funds independently, it is difficult for them to spend on health insurance. In view of the huge burden of medical insurance funds, some places will adjust medical insurance compensation, reduce the compensation rate, or increase the limit of unsubsidized people.
For retirees, this can be a big problem, especially for those who have long drug needs or frequent medical needs. Third, in the course of deepening the reform of state-owned enterprises and state-owned enterprises, the basic old-age insurance system for retired workers in some public institutions will be gradually reduced or even abolished.
As a result, their pensions and quality of life will drop dramatically. How to do a good job in the design of the pension insurance system is an inevitable choice for the reform of China's pension insurance system. It is necessary to have a comprehensive understanding of one's own social security and medical insurance, and make a plan in advance to prevent the phenomenon of "money shortage".
You should keep abreast of the policies and changes of the countries concerned so that you can understand your rights and protections, and adjust your life and investment plans in a timely manner.
At the same time, it is necessary to establish a correct attitude towards life, participate in various social activities, maintain their physical and mental health, and enjoy old age in peace.
The background, impact, and possible countermeasures of these three problems are discussed.
1.The pressure of adjustment of China's social security system is also increasing due to the fact that China's society has entered an aging society. Although pensions have been adjusted for many years, they are still far from sufficient relative to CPI.
This means that retirees will face a reduction in their ability to purchase pensions. 2.Medical insurance issues: Due to the improvement of medical standards, the cost of medicine is increasing year by year. For many retirees, their personal health expenditures are still very high, even with health insurance.
3 With the decline in the quality of life, the increase in economic pressure, and the increasing social competition, many children of the elderly are facing great pressure to survive, which makes it difficult for them to provide adequate support for their parents. In addition, due to the aging of the population, the body's function declines, which has a great impact on the quality of life.
All in all, in the next two to three years, retirees and public officials will face three aspects: **, social and personal"Dilemma"。
On this basis, a perfect social security system is proposed to improve the level of social security; The whole society should attach importance to and support the elderly, and encourage communities, enterprises and other organizations to take the initiative to participate in the community; Individuals should plan early to prepare for their retirement, have a positive and optimistic attitude, and enhance their health awareness.