The year 2024 marks the 10th anniversary of the implementation of the Beijing-Tianjin-Hebei coordinated development strategy. In the past ten years, the land of Gyeonggi has undergone tremendous changes, and coordinated development has achieved remarkable results, becoming an important driving force for the country's high-quality development, which is inseparable from the help of finance.
As the only national joint-stock commercial bank in Beijing, Huaxia Bank actively implements the national strategic deployment, implements the work requirements of the Beijing Municipal Party Committee and the regulatory authorities, further promotes the construction of the "Beijing-Tianjin-Hebei Financial Service Host Bank", and focuses on the key tasks of the coordinated development of Beijing-Tianjin-Hebei.
Make overall plans and pay close attention to promoting implementation
As a state-owned financial institution, Huaxia Bank actively integrates into the overall situation of the coordinated development of Beijing-Tianjin-Hebei, closely focuses on the Outline of the Beijing-Tianjin-Hebei Coordinated Development Plan and key tasks at each stage, strengthens organizational guarantees, adheres to planning guidance, strengthens policy support, and strives to provide high-quality financial services for the coordinated development of Beijing-Tianjin-Hebei.
In August 2014, Huaxia Bank Headquarters established a working group to promote the coordinated development of Beijing-Tianjin-Hebei, headed by the president, the president of the Beijing-Tianjin-Hebei regional branch and the heads of relevant departments of the head office as members of the working group, and the Beijing-Tianjin-Hebei branch established a corresponding docking working group. In December 2018, Huaxia Bank set up the Beijing-Tianjin-Hebei Coordinated Development Coordination Office, which is responsible for the overall deployment, decision-making implementation, overall organization, coordination and guidance of the Beijing-Tianjin-Hebei coordinated development of the whole bank. A secretarial office has been set up under the Beijing-Tianjin-Hebei Coordinated Development Coordination Office to be responsible for the daily work of financial services for the coordinated development of Beijing-Tianjin-Hebei.
Huaxia Bank actively serves the overall national strategy and promotes its own development plan to resonate with the Beijing-Tianjin-Hebei coordinated development strategy. During the 2017-2020 planning period, Huaxia Bank regarded the construction of "Beijing-Tianjin-Hebei Financial Service Host Bank" as one of the six major strategies of the bank. During the "14th Five-Year Plan" period, Huaxia Bank further included serving the capital's economy and supporting the coordinated development of Beijing-Tianjin-Hebei as an important part of the "Huaxia Bank 2021-2025 Development Plan", and specially formulated the "Huaxia Bank 2021-2025 Beijing-Tianjin-Hebei Regional Development Action Plan", which clearly put forward the work idea, that is, adhere to the positioning of "Beijing's bank", focus on serving the construction of "one core and two wings", and continue to deepen the construction of "Beijing-Tianjin-Hebei Coordinated Development Financial Service Host Bank". Focusing on the relief of non-capital functions, we will continue to strengthen financial support in the fields of scientific and technological innovation, industrial upgrading, transportation integration, comprehensive environmental management, and new infrastructure, and strengthen joint marketing and business synergy among the branches in the three regions, so as to contribute to the high-quality development of the Beijing-Tianjin-Hebei region.
At the same time, Huaxia Bank continued to strengthen policy support, and in November 2014, Huaxia Bank issued the "Work Plan of Huaxia Bank to Support the Business of Beijing-Tianjin-Hebei Coordinated Development Company" to promote the three branches to actively support the Beijing-Tianjin-Hebei integration strategy. In order to actively implement the national strategy of coordinated development of Beijing-Tianjin-Hebei and the work requirements of the three places, Huaxia Bank has successively issued the "Work Plan for Further Promoting the Accelerated Development of Beijing-Tianjin-Hebei Branch", "Implementation Plan for Huaxia Bank to Support the Innovative Development of Xiong'an New Area and Do a Good Job in Financial Services", "Huaxia Bank Service for the Development of Beijing Urban Sub-center", etc., to increase support for the Beijing-Tianjin-Hebei region in terms of business authorization, credit approval, performance appraisal and resource allocation. Since 2019, the head office of Huaxia Bank has formulated the Work Plan for Huaxia Bank to Serve the Capital Economy and the Coordinated Development of Beijing-Tianjin-Hebei on an annual basis, clarifying the annual work objectives and specific work measures.
In addition, Huaxia Bank has vigorously promoted the implementation of "serving the economic construction of the capital" into the key supervision items and key tasks of the Party Committee of the head office. The leaders of the head office organized the relevant departments of the head office and the three branches to hold the "Beijing-Tianjin-Hebei Coordinated Development Financial Services Work Promotion Meeting" in a timely manner to solve the difficulties and problems encountered in the coordinated development of the three branches and put forward specific work requirements.
In order to further improve the service guarantee for the construction of major financial support projects, Huaxia Bank has closely carried out bank-government cooperation. The leaders of Huaxia Bank's head office personally led a team to visit the first-class departments and key enterprises in the Beijing-Tianjin-Hebei region, and took the initiative to connect with key policies and major projects. For example, in late July 2023, the head office of Huaxia Bank specially organized and held the "Beijing-Tianjin-Hebei Coordinated Development Financial Services Work Promotion Conference" in Langfang Economic and Technological Development Zone; In September 2023, Huaxia Bank signed a strategic cooperation agreement with Tianjin Urban Investment Group and China Xiongan Group at the "First Joint Meeting of State-owned Assets Supervision and Administration Commissions of Beijing-Tianjin-Hebei Three Provinces and Cities". At the same time, the head office of Huaxia Bank formulated the "Beijing-Tianjin-Hebei Regional Collaborative Marketing Operation Map" to further promote the integration of financial services in the Beijing-Tianjin-Hebei region.
Take multiple measures at the same time to increase resource input
Finance is like water, moisturizing things silently. Huaxia Bank took the initiative to make efforts to continuously improve the layout of its outlets, increase resource investment, and "escort" the construction and operation of key projects for the coordinated development of Beijing-Tianjin-Hebei with high-quality financial services.
In terms of branch layout, in August 2017, Huaxia Bank set up Anxin Sub-branch in Xiong'an New Area, becoming the first banking business institution to set up a first-class business institution in the New Area; In August 2020, Huaxia Bank Hebei Xiong'an Branch opened for operation. Since the establishment of Xiong'an Branch, Huaxia Bank has actively supported the important construction entities of Xiong'an New Area, and actively granted 8 billion yuan of credit to China Xiong'an Group; Promote institutional business cooperation, successfully obtain the business qualifications of "Xiong'an New Area Treasury Centralized Payment Bank", "Hebei Xiong'an Industry Guidance ** Custodian Bank" and "Xiong'an New Area Financial Fund Payment", and become the management bank of "Wage Deposit and Special Account for Migrant Workers in the Field of Engineering Construction in Xiong'an New Area", and implement the digital RMB wage payment business. In 2023, Huaxia Bank handled a bank-leasing loan for CCCC Xiong'an Financial Leasing*** to fully support the development of subsidiaries of central enterprises in Xiong'an.
In May 2020, Huaxia Bank Beijing City Sub-center Branch was officially put into operation, becoming the first first-level branch established by a joint-stock bank in the city sub-center. Since the establishment of the sub-center branch of the city, Huaxia Bank has continued to provide comprehensive financial services of "commercial bank + investment bank" for important construction entities such as Beitou Group, Tongtou Group, Tongzhou State-owned Assets and Tongzhou Urban Construction. It has focused on supporting the construction of projects such as Universal Studios, Universal Studios North Comprehensive Transportation Hub Project, Zhangjiawan Depot Comprehensive Utilization, and Tongzhou Cloud Data Research and Utilization Center. In 2022, the head office signed a cooperation agreement with the "Beijing Urban Sub-center Industry**", with a scale of 5 billion yuan, to jointly develop and create private equity financing products for science and technology enterprises, focusing on investing in intelligent manufacturing, information technology, medical and health industries vigorously developed by the Beijing urban sub-center. In 2023, it signed a strategic cooperation agreement with Tongzhou District** to sponsor the Green Forum of the sub-center of the city.
In September 2020, Huaxia Bank Wealth Management Co., Ltd. settled in Tongzhou, becoming the first wealth management subsidiary of a joint-stock bank registered in Beijing. In addition, Huaxia Bank has set up a branch in the Tianjin Pilot Free Zone, a sub-branch in the International Business Service Area of the Beijing Pilot Free Trade Zone, and a sub-branch in the High-end Industrial Area of the Beijing Pilot Free Trade Zone to serve the high-level opening up and high-quality development of the Pilot Free Trade Zone. By the end of 2023, Huaxia Bank had nearly 160 outlets in key areas of Beijing-Tianjin-Hebei, achieving full coverage of key areas in Beijing-Tianjin-Hebei.
At the same time, Huaxia Bank continued to increase its investment and financing services in the Beijing-Tianjin-Hebei region. As a financial institution in Beijing, Huaxia Bank provides full credit scale support to Beijing, delegates the authority to approve loan pricing, and grants the bank the highest credit approval authority, fully supporting the steady economic growth of the capital. Since 2017, Huaxia Bank has provided various investment and financing services to enterprises and residents in Beijing for more than 19 trillion yuan, of which Huaxia Bank will provide nearly 460 billion yuan of various investment and financing services for Beijing in 2023. As of the end of 2023, Huaxia Bank's RMB deposit and loan balance in Beijing has increased for 12 consecutive months, with an average monthly growth rate of more than 13%. Since 2017, Huaxia Bank has invested more than 410 billion yuan in key projects for the coordinated development of Beijing-Tianjin-Hebei, of which in 2023, it will provide various financing services for key projects in the coordinated development of Beijing-Tianjin-Hebei and about 83.5 billion yuan, an increase of nearly 10% over the previous year.
The 2024 ** work report proposes to support areas with economic development advantages such as Beijing-Tianjin-Hebei, Yangtze River Delta, and Guangdong-Hong Kong-Macao Greater Bay Area to better play the role of high-quality development power sources. Standing at a new historical starting point, Huaxia Bank will adhere to the positioning of "Beijing's bank", conscientiously implement the decision-making and deployment of the Beijing Municipal Party Committee and the Municipal Government, take non-capital functions as the bull's nose, focus on key customers, key projects, key regions and key areas, and provide high-quality financial services to the coordinated development strategy of Beijing-Tianjin-Hebei, so as to contribute a steady stream of financial strength to the construction of Beijing-Tianjin-Hebei into a pioneer and demonstration area of Chinese-style modernization.